News

Largest year-on-year fall in house prices since 2009

Halifax has reported that property prices in August dropped by -4.6% on an annual...

Molo launches new limited edition fixed rates

Molo Finance has launched its new limited edition buy-to-let mortgage range. Rates start from 5.45%...

Zurich redesigns its critical illness offerings

Zurich has discarded the standard critical illness template, replacing it with a fresh blueprint...

Perenna receives banking licence approval

New bank, Perenna, has secured its unrestricted banking licence from the Prudential Regulation Authority...

Independent Growth Finance appoints CEO

Independent Growth Finance (IGF) has announced that John Onslow is stepping down as CEO...

HTB enters Purpose Built Student Accommodation sector

Hampshire Trust Bank (HTB) has announced that its specialist mortgages division has entered the...

MIMHC adds three more signatory firms

The Mortgage Industry Mental Health Charter (MIMHC) has announced that three more companies have...

Royal London enhances pre-sale underwriting tool

Royal London has improved its pre-sale underwriting tool to widen the scope of medical...

Paragon funds £9.5m East Lothian housing project

Ambassador Living has secured a £9.5 million finance facility from Paragon Bank’s Development Finance...

UTB completes complex £22m refinance and capital raise

United Trust Bank (UTB) Structured Property Finance has completed a refinance and capital raise...

AIG Life expands Smart Health umbrella

AIG Life has improved its wellbeing services to give employees and their families even...

Newcastle Intermediaries improves shared ownership offering

Newcastle Intermediaries has enhanced its Shared Ownership proposition with the introduction of products for...

Sesame Bankhall Group appoints new CEO

Sesame Bankhall Group (SBG) has appointed Richard Harrison as chief executive officer, subject to...

OMS joins Legal & General Mortgage Club panel

One Mortgage System (OMS) has announced its addition to the Legal & General Mortgage...
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COMMENT

Comment

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Latest news

criteria

Foundation raises income multiples for higher-earning mortgage borrowers

Foundation Home Loans has increased the amount higher-earning residential borrowers can access under changes...
wellbeing

Wealthy Advisers Club funds £997 wellbeing retreat place to MIMHC

The Wealthy Advisers Club has donated a fully funded place at its inaugural Digital...
results

Access FS mortgage business rises 46.8% in record July

Access Financial Services recorded its strongest month for mortgage business in July, with activity...
Later Life

LiveMore launches mortgage podcast for brokers and advisers

LiveMore has launched a podcast series covering developments in the specialist and later-life lending...

PROFILES