News

80% of landlords says they were prepared for EPC proposals

UK landlords say they were in the main prepared for the government’s proposed Energy...

Fleet Mortgages cuts two and five-year fixed rates

Fleet Mortgages has reduced rates on all two and five-year fixes, as well as...

Black & White Bridging appoints director of business development

Black & White Bridging has announced the appointment of bridging professional, Danny Power, as...

MPowered Mortgages cuts rates by up to 0.12 percentage points

MPowered Mortgages has announced rate reductions across its complete range of fixed rate products.  ...

SmartSearch unveils new risk assessment service

Digital compliance provider SmartSearch has added a new ‘risk assessment’ solution to its recently...

MIMHC creates new steering group

The Mortgage Industry Mental Health Charter (MIMHC) has created a new steering group to...

Paragon Bank provides £9.6m for new Buckinghamshire development

Lodge Park has secured a £9.6 million finance facility from Paragon Bank’s Development Finance...

Melton Building Society adopts ADP from LendingMetrics

Melton Building Society has appointed LendingMetrics to deliver its decisioning software. The mutual society is...

MPC maintains Bank Rate at 5.25% following tight vote

The Bank of England's Monetary Policy Committee (MPC) has voted to hold the Bank...

Foundation Home Loans introduced new fixed rates ‘Specials’

Foundation Home Loans has launched a new range of buy-to-let fixed-rate 'Specials' including a...

Air Sourcing makes charity donation to Alzheimer’s Society

Air, the later life lending platform, will mark World Alzheimer's Day by donating £6,000...

West One Loans cuts rates and adds 3-year fixes and cashback offer

West One Loans has reduced rates by up to 80 basis points and introduced...

Landbay cuts two-year fixed rates

Specialist buy-to-let lender Landbay has unveiled rate reductions across its range of two-year fixed...

LiveMore introduces ‘counter-offer’ feature for brokers

LiveMore has unveiled a ‘counter-offer’ facility on its later life platform. Brokers just need to...

COMMENT

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Latest news

Foundation raises income multiples for higher-earning mortgage borrowers

Foundation Home Loans has increased the amount higher-earning residential borrowers can access under changes...

Wealthy Advisers Club funds £997 wellbeing retreat place to MIMHC

The Wealthy Advisers Club has donated a fully funded place at its inaugural Digital...

Access FS mortgage business rises 46.8% in record July

Access Financial Services recorded its strongest month for mortgage business in July, with activity...

LiveMore launches mortgage podcast for brokers and advisers

LiveMore has launched a podcast series covering developments in the specialist and later-life lending...

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