News

Pure Retirement reintroduces Heritage Freedom range

Pure Retirement has announced the reintroduction of its Heritage Freedom range, offering customers repayment...

Envelop reports longer-term specialist business uplift from rebrand

Envelop has reported a "substantial" uplift in the amount of longer-term specialist business written...

Sarah Dix joins HTB as development finance lending director

Hampshire Trust Bank (HTB) has announced the appointment of Sarah Dix as lending director within...

Landbay reduces two and five-year fixed rates

Specialist buy-to-let lender Landbay has made further reductions across its range of two and...

Smart Money People opens Lender Benchmark for broker feedback

Smart Money People, the financial services review site, has opened its doors for intermediary...

Nottingham BS increases procuration fee

Nottingham Building Society has announced a series of changes, including increased procuration fees and...

MBT adds credit status into research platform

Mortgage Broker Tools (MBT) has integrated credit status into its affordability-first research platform. This new...

Precise Mortgages lowers assessment and stress rates

Precise Mortgages has simplified the minimum ICR for personal ownership applications and improved how...

The Co-operative Bank rebrands Platform

Platform, the intermediary lender of The Co-operative Bank, has been rebranded to become The...

Advise Wise adds Just online application submission

Advise Wise has introduced online application submission for Just products to its later life...

MBE London lineup and seminar programme revealed

Mortgage Business Expo (MBE) has announced the complete line-up of speakers and panellists for...

Gen H cuts rates by a further 20 bps

Gen H has announced its latest rate reductions across products up to and including...

OMS appoints business relationship manager

One Mortgage System (OMS) has appointed Graham Beckett as a business relationship manager. Beckett (pictured)...

Bank of Mum & Dad now protecting loans to children

The Bank of Mum and Dad is increasing its stake in the UK’s mortgage...
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COMMENT

Comment

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Latest news

criteria

Foundation raises income multiples for higher-earning mortgage borrowers

Foundation Home Loans has increased the amount higher-earning residential borrowers can access under changes...
wellbeing

Wealthy Advisers Club funds £997 wellbeing retreat place to MIMHC

The Wealthy Advisers Club has donated a fully funded place at its inaugural Digital...
results

Access FS mortgage business rises 46.8% in record July

Access Financial Services recorded its strongest month for mortgage business in July, with activity...
Later Life

LiveMore launches mortgage podcast for brokers and advisers

LiveMore has launched a podcast series covering developments in the specialist and later-life lending...

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