News

Castle Trust Bank ups title insurance limit

Castle Trust Bank has increased the maximum loan size on which it can use...

IFA network reveals top three Protection Masterclass learnings and outcomes

Rosemount Financial Solutions (IFA), an independent mortgage and financial planning network, has revealed the...

Atom bank reduces mortgage rates by up 25bps

Atom bank has further reduced rates across its mortgage products by up to 0.25%...

Pepper Money launches Consent to Follow with second charges

Pepper Money has launched Consent to Follow on its second charge mortgages, enabling the...

21Finance launches specialist packager service

21Finance has unveiled a packager service dedicated to the broker market concentrating on whole...

ONP Group rebrands to Movera

ONP Group has rebranded to become ‘Movera’. Movera is group of home moving businesses,...

Landbay cuts standard five-year fixed rates

Landbay has announced rate reductions to its standard five-year fixed rate products, with a...

Just Mortgages launches equity release licence workshops

Just Mortgages has launched a new series of workshops to help self-employed brokers secure...

Vida improves criteria and product offering

Vida has announced changes to its products and criteria. It has moved to support borrowers...

New lower fixed rates from the Co-operative Bank

The Co-operative Bank for Intermediaries has unveiled its latest product range. The launch includes reductions...

Annual rental yields up markedly in England & Wales

Fleet Mortgages has published the latest iteration of its Buy-to-Let Rental Barometer covering Q3...

UTB reduces regulated and unregulated bridging rates

United Trust Bank (UTB) has reduced pricing on its range of regulated and unregulated...

Lifetime mortgage customers show signs of caution

The Equity Release Council’s Autumn 2023 Market Report has revealed that UK mortgage holders...

Market Harborough BS unveils new ‘low ERC’ deal

Market Harborough Building Society (MHBS) has launched a new three-year discount product. It comes with...

COMMENT

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Latest news

Foundation raises income multiples for higher-earning mortgage borrowers

Foundation Home Loans has increased the amount higher-earning residential borrowers can access under changes...

Wealthy Advisers Club funds £997 wellbeing retreat place to MIMHC

The Wealthy Advisers Club has donated a fully funded place at its inaugural Digital...

Access FS mortgage business rises 46.8% in record July

Access Financial Services recorded its strongest month for mortgage business in July, with activity...

LiveMore launches mortgage podcast for brokers and advisers

LiveMore has launched a podcast series covering developments in the specialist and later-life lending...

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