News

Gen H reduces rates by up to 50 bps

Gen H has launched another round of rate cuts with new sub-5% LTV products. The...

Atom cuts all Prime and Near Prime rates

Atom bank has cut rates across its mortgage products by up to 0.15 percentage...

Legal & General unveils new lifetime mortgage for over-50s

Legal & General Home Finance has introduced its Payment Term Lifetime Mortgage (PTLM), a...

Newcastle Intermediaries expands shared ownership offering

Newcastle Intermediaries has reduced rates across its 95% LTV shared ownership proposition and introduced...

KRFI doubles maximum number of HMO beds

Kent Reliance for Intermediaries has made a series of changes to its buy-to-let product...

Hodge cuts 50+ and RIO rates

Hodge is making another set of rate reductions across its range of 50+ and...

TML restructures residential product proposition

The Mortgage Lender (TML) has restructured its residential products and criteria in a move...

Q3 promises to be strongest intermediary lending quarter of 2023

The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association (IMLA) reveals...

New head of mortgage sales at Hinckley & Rugby

The Hinckley & Rugby Building Society has announced the appointment of its new head...

FTBs turning to friends and family rather than brokers for advice

First-time buyers aged 18 to 34, are primarily relying on advice from family and...

Paragon Structured Lending completes £55m in new financing agreements

Paragon Bank’s Structured Lending division has completed £55 million of new finance facilities in...

Short-term asset lender reveals 3% commission offer

Luxury asset lender, Suros Capital, is offering brokers 3% commission on loans secured against...

Source Insurance adds Insurer Hosted Pricing to panel

Source Insurance has welcomed Insurer Hosted Pricing (IHP) to its home insurance panel. Source has...

Portfolio landlords remain bullish about prospects

Portfolio landlords remain largely undeterred in expanding their property portfolios, despite the high inflationary...
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COMMENT

Comment

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Latest news

criteria

Foundation raises income multiples for higher-earning mortgage borrowers

Foundation Home Loans has increased the amount higher-earning residential borrowers can access under changes...
wellbeing

Wealthy Advisers Club funds £997 wellbeing retreat place to MIMHC

The Wealthy Advisers Club has donated a fully funded place at its inaugural Digital...
results

Access FS mortgage business rises 46.8% in record July

Access Financial Services recorded its strongest month for mortgage business in July, with activity...
Later Life

LiveMore launches mortgage podcast for brokers and advisers

LiveMore has launched a podcast series covering developments in the specialist and later-life lending...

PROFILES