News

Funding 365 moves into Northern Ireland

Funding 365 has announced the launch of its residential bridging proposition for Northern Ireland....

2024 will be “breakthrough” year for mortgage tech

One Mortgage System (OMS) recently hosted its inaugural Tech Talks, an event designed to...

Perenna opens up its long-term fixed rate mortgages to wider broker market

Perenna has opened its mortgages to a wider range of FCA authorised intermediaries across...

Windsor Hill Mortgages rejoins Stonebridge

Stonebridge, the national mortgage and insurance network, has welcomed advisory practice, Windsor Hill Mortgages,...

Return to office working sees landlords betting on urban flat demand

Shawbrook Bank has reported that landlords are doubling down on urban flats as prospective...

Dudley BS appoints two key account managers

Dudley Building Society has announced the appointments of Sarah Rose and Cavina Harrison as...

Increasing number of adverse customers turning to broker advice

58% of customers with adverse credit would seek the advice of a mortgage broker,...

Customer service key to success in mortgage lending

Smart Money People has revealed that customer service was the most commented-on aspect of...

HTB expands BTL product range and reduces rates

Hampshire Trust Bank (HTB) has broadened its specialist buy-to-let and semi-commercial mortgage range and...

Tandem Bank cuts residential rates and simplifies criteria

Tandem has announced a reduction in rates of up to 96 basis points for...

All fixed rates reduced by Fleet Mortgages

Fleet Mortgages has cut rates again on all two, five and seven-year fixes across...

Coventry for intermediaries reduces residential and BTL fixed rates

Coventry for intermediaries has cut the majority of fixed rates, with residential rates lowered...

Suros Capital widens service to business lending

Suros Capital, the luxury asset backed short term lender, will now lend to companies...

Landbay makes further rate cuts

Landbay has announced another round of rate cuts across its product ranges, with two-year...

COMMENT

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Latest news

House price rise puts mortgage resilience in sharper focus

Homebuyers should consider how they would meet mortgage payments if illness or injury affected...

Simplify’s trust gives £22,500 to nine local charities

The Simplify Charitable Trust has donated £22,500 to nine charities working in communities across...

Landlords turn to portfolio refinancing to fund expansion

More than three-quarters of landlords are considering refinancing their existing portfolios to fund further...

LiveMore launches mortgage for homes with spray foam insulation

LiveMore has launched a mortgage designed for homeowners whose properties have become difficult to...

PROFILES