News

Jonathan Shaw joins RICS Scotland board

Jonathan Shaw, operations director at Harvey Donaldson & Gibson Chartered Surveyors, has been appointed...

LHV Bank reports 30% loan book growth following Q1 SME lending boost

LHV Bank has reported a marked acceleration in its UK lending activity, with its...

Gen H trims 5-year fixed rates in latest bid to support high-LTV borrowers

Lender Gen H has made further reductions to its mortgage pricing, shifting focus to...

Black & White Bridging creates new asset management team

Specialist short-term lender Black & White Bridging has strengthened its operations with two key...

Investec cuts fixed mortgage rates by up to 30bps for high-net-worth clients

Investec Bank has announced further reductions across its mortgage range, cutting fixed rates by...

Assetz Capital cuts development finance rates to 8.85% to support SME housebuilding

Assetz Capital has announced a further reduction to its development finance rates, with rates...

NatWest unveils family-backed mortgage to lift FTBs onto the property ladder

NatWest has launched a new Family-Backed Mortgage aimed at helping first-time buyers increase their...

MPowered Mortgages cuts three-year fixed rates for remortgage customers

MPowered Mortgages has announced another reduction in its three-year fixed rates, this time targeting...

Mansfield enjoys record-breaking year as building societies celebrate 250th anniversary

Mansfield Building Society has reported a record year, announcing new mortgage lending exceeding £125...

Rents hit new highs despite rising supply in easing rental market

The average advertised rent outside London has climbed to a record £1,349 per calendar...

Affordability shifts poised to reignite mortgage market

House price growth is losing momentum as buyer demand eases and the number of...

Two in five britons confused about inheritance process

Two in five UK consumers are unclear about what happens when they inherit assets,...

L&G strengthens protection offering with product enhancements

Legal & General has announced a series of product improvements across its protection range,...

LendInvest strengthens leadership team

LendInvest Mortgages has promoted two senior executives to managing director roles as the fintech...

COMMENT

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Mortgage lending availability falls as banks anticipate recovery in demand

Mortgage credit availability and demand for house purchase and remortgaging all declined during the...

L&G broadens adviser training to cover retirement and estate planning

L&G has extended its Adviser Academy webinar programme to help financial advisers address a...

Four in five homeowners have taken no action to protect against extreme weather

Almost eight in 10 homeowners have made no specific preparations to protect their properties...

Expat mortgage applications hampered by income verification difficulties

Almost two-thirds of mortgage brokers identify proving overseas income and affordability as the biggest...

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