News

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...

Atom bank selects Provenir to enhance risk decisioning and data orchestration

Atom bank has partnered with Provenir to deploy the software firm's AI Decisioning Platform...

Clydesdale Bank cuts selected residential mortgage rates

Clydesdale Bank is reducing interest rates across a range of its residential mortgage products...

Molo joins Sesame’s panel to extend buy-to-let distribution

Molo has joined the Sesame Network panel in a move set to broaden its...

FCA to launch live AI testing service to support safe innovation

The Financial Conduct Authority (FCA) has announced plans to launch a live artificial intelligence...

Manchester Building Society unveils vision for King Street flagship branch

Manchester Building Society has released the first images of its new King Street branch...

Stonebridge and Matt Clarke Mortgage Services renew long-term partnership

Stonebridge, the national mortgage and protection network, has strengthened its relationship with Matt Clarke...

Inspired Lending expands with lending manager hire

Inspired Lending has appointed Nathan Wilson as lending manager as the business looks to...

Barclays extends mortgage rate cuts as sub-4% deals increase

Barclays has announced a fresh round of mortgage rate reductions. Following its move in April...

LMS expands commercial team with three senior appointments

LMS has strengthened its commercial leadership team with three strategic appointments as the company...

Tandem unveils new platform to cut broker processing time by 4.5 days

Tandem Bank has launched a new digital platform for brokers, promising to cut processing...

Alternative Bridging boosts commercial lending with refreshed bridging offer

Alternative Bridging Corporation has enhanced its commercial bridging proposition with a series of updates...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

News

Mortgage lending availability falls as banks anticipate recovery in demand

Mortgage credit availability and demand for house purchase and remortgaging all declined during the...
Later Life

L&G broadens adviser training to cover retirement and estate planning

L&G has extended its Adviser Academy webinar programme to help financial advisers address a...
News

Four in five homeowners have taken no action to protect against extreme weather

Almost eight in 10 homeowners have made no specific preparations to protect their properties...
News

Expat mortgage applications hampered by income verification difficulties

Almost two-thirds of mortgage brokers identify proving overseas income and affordability as the biggest...

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