News

PEXA secures FCA approval ahead of major UK product expansion

PEXA, the Australian-founded digital property exchange platform, has secured regulatory approval from the Financial...

YBS Commercial drops rates and adds 55% LTV buy-to-let deals

YBS Commercial Mortgages has unveiled a series of rate cuts and new product launches...

LendInvest raises AVM threshold to 75% LTV on unregulated bridging products

LendInvest has announced that automated valuation models (AVMs) will now be accepted up to...

Saffron completes record-breaking £4.8m self-build loan with Propp

Saffron for Intermediaries has completed the largest self-build loan in its history, issuing a...

Trade tariffs and instability deepen economic pessimism, says Family Building Society

The UK economy faces a turbulent six months, with trade tariffs, political instability and...

Accord eases affordability checks to offer bigger mortgages

Accord Mortgages has overhauled its affordability assessment model, allowing it to lend up to...

Complex cases and BTL confidence drive mortgage search trends in early 2025

A new analysis of broker search activity has revealed a sharp rise in complex...

Surge in UK property transactions ahead of stamp duty deadline

UK property transactions soared in March 2025, as homebuyers and investors rushed to complete...

House price growth slows as stamp duty changes take effect

The pace of UK house price growth eased in April, as the property market...

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...

Atom bank selects Provenir to enhance risk decisioning and data orchestration

Atom bank has partnered with Provenir to deploy the software firm's AI Decisioning Platform...

COMMENT

Approvals hit a 2.5-year low: When broker value gets proven – or missed

Net mortgage approvals dropped to 56,200 in May – the lowest since December 2023 - down from 66,000 the month before. Net borrowing fell from...

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

Latest news

Mortgage repayments set to rise for 5m households by 2028

More than five million households are projected to see their mortgage repayments increase by...

Buying costs outpace house prices threefold since 2019

The cost of buying a home has risen more than three times faster than...

Nationwide appoints Kim Dickinson as intermediary product manager

Nationwide has appointed Kim Dickinson as lead product manager for intermediaries. Dickinson brings a wealth...

Metro Bank launches 100% LTV JBSP mortgage

Metro Bank has launched a 100% LTV Joint Borrower, Sole Proprietor (JBSP) mortgage. The mortgage...

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