News

Gatehouse Bank makes criteria changes on buy-to-let plans

Gatehouse Bank has announced a series of criteria updates and reduced documentation requirements across...

DPT Monitoring Surveyors launches Rapid Reports

DPT Monitoring Surveyors has unveiled Rapid Reports, a streamlined alternative to standard due diligence...

NI levy on landlords could push up rents and cut supply

Plans to extend National Insurance contributions to rental income could trigger a significant contraction...

Masthaven Finance secures £100m funding line

Masthaven Finance has agreed a £100 million funding facility with Macquarie Group in what...

Foundation unveils new fixed-fee and green products

Foundation Home Loans has expanded its buy-to-let range with a series of new fixed-fee...

Nationwide sees 53% increase in Helping Hand deals

Nationwide’s decision to offer borrowing of up to six times income has seen a...

Foxtons mortgage arm lifts revenue as lettings offset weaker London sales

Foxtons’ financial services arm Alexander Hall reported a sharp rise in revenue in the...

Funding 365 and SPF Arrange £3.2m bridging for Belgravia properties

Funding 365 has completed a 0.72% per month semi-commercial bridging loan and a 0.79%...

HLPartnership appoints new chief compliance officer

HLPartnership has appointed Laura Havard as its new chief compliance officer, bolstering the mortgage...

Consumers brace for pricier Christmas as confidence weakens

British consumers are preparing to spend more in the run-up to Christmas despite growing...

Access FS launches specialist finance packaging division

Access Financial Services has launched a new internal division dedicated to specialist finance as...

Accord reduces affordability stress rates

Accord Mortgages has introduced changes to its affordability assessments designed to ease pressure on...

Aspen combines two projects under £4.3m bridge-to-let

Aspen has provided a £4.3 million bridge-to-let facility to an experienced family property business,...

Equity Release Council bolsters board with Barr hire

The Equity Release Council has appointed Caroline Barr as an independent non-executive director as...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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