News

Perenna expands long-term fixed rate range

Perenna has broadened its range of long-term fixed rate mortgages, introducing new seven, 10...

High rents leave young adults stuck sharing homes they have outgrown

Rising rents are trapping young adults in house shares they would rather have left...

UTB backs FMB initiative to turn small builders into future developers

United Trust Bank has joined forces with the Federation of Master Builders to support...

Barclays’ reductions to see rates below 4%

Barclays will reduce rates across its residential mortgage range from tomorrow, 31 October, with...

Aspiring homeowners held back by prices, confidence and lack of advice

Despite strong demand for homeownership, many aspiring buyers remain unable to take the first...

Cirencester Friendly announces senior leadership changes

Cirencester Friendly has announced a series of leadership changes, including the retirement of its...

Commercial loan activity rises as Brickflow posts record quarter

Digital property finance platform Brickflow has reported strong growth in commercial lending activity during...

First-time buyers ‘gain six-year head start’ with Gen H income booster

First-time buyers in London using Gen H’s income booster are getting onto the property...

Chancellor to face ethics probe after renting out family home

Chancellor Rachel Reeves has referred herself to the independent ethics adviser after admitting she...

Atom bank urges more near-prime flexibility and education

Atom bank has called for lenders to adopt greater flexibility and understanding towards borrowers...

SmartSearch unveils new source of funds solution

SmartSearch has partnered with fintech specialist Armalytix to launch a new source of funds...

HSBC cuts mortgage rates and expands energy-efficient home range

HSBC UK is reducing rates and broadening its product suite for both residential and...

The Mortgage Works raises lending limits to support professional landlords

The Mortgage Works has raised its lending limits and refined its affordability criteria in...

Brokers eager but cautious over AI adoption

Paradigm has published the results of its first national survey into how mortgage and...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES