Mortgages

First-time buyers leaning harder on high LTV loans

First-time buyers are relying increasingly on high loan to value mortgages to purchase homes,...

Redwood reports near doubling of new lending in 2024

Specialist business bank Redwood has reported a sharp increase in new lending for 2024,...

Gen H’s deals now start at 4.89%

Gen H has announced a fresh round of rate cuts across its mortgage range,...

Virgin Money cuts fixed rates across residential and BTL

Virgin Money is set to reduce rates across a number of its fixed mortgage...

Access FS partners with Afin Bank to boost mortgage access for diaspora communities

Access Financial Services has announced a strategic partnership with Afin Bank, a new entrant...

Hinckley & Rugby unveils 4.81% discounted remortgage with fee-assisted legal support

Hinckley & Rugby for Intermediaries has launched a new two-year discounted remortgage product, priced...

The Mansfield doubles maximum loan sizes

Mansfield Building Society has doubled its maximum loan sizes across both buy-to-let and residential...

Vida enhances affordability criteria and launches new BTL range

Vida Homeloans has introduced a significant overhaul to its residential affordability assessments. The change is...

Barclays reduces residential purchase and remortgage rates

Barclays is introducing further reductions across its residential mortgage range, with revised rates taking...

Mortgage market begins to stir as approvals rise in May

Mortgage lending staged a modest recovery in May, according to new data from the...

The Dudley’s gross mortgage lending grows 19% over two years

Dudley Building Society has reported continued growth in both lending and customer assets, with...

HSBC UK streamlines product switch process for brokers

HSBC UK has announced a series of enhancements to its Product Switch application process...

Coventry for intermediaries lowers BTL and residential rates

Coventry for intermediaries has announced rate reductions of up to 10 basis points across...

The Leeds eases affordability rules

Leeds Building Society is reducing the stress rates it applies when assessing mortgage affordability,...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES