Mortgages

Newcastle for Intermediaries lifts interest-only LTV to 80%

Newcastle for Intermediaries has made substantial changes to its interest-only mortgage range, raising the...

RAW Capital Partners strengthens sales team with two promotions

RAW Capital Partners has promoted two members of its Guernsey-based sales team in recognition...

Brightstar confirms return of Specialist Lending Expo for 2025

The Brightstar Group has announced that its Specialist Lending Expo will return on Thursday...

Santander raises loan to income limits in boost for buyers

Santander UK is raising its loan to income (LTI) thresholds, allowing some mortgage customers...

Suffolk Building Society introduces higher income multiples for renters

Suffolk Building Society has increased its maximum income multiple to 5.49 for applicants with...

The Coventry trims mortgage rates after Bank cut

Coventry for intermediaries is cutting mortgage rates across its residential and buy-to-let ranges, with...

The Tipton & Coseley widens expat residential mortgage range

Tipton & Coseley Building Society has expanded its offering for expat residential borrowers by...

The Dudley unveils refreshed mortgage range from 5.70%

Dudley Building Society has launched a new set of mortgage products across residential, expat,...

Mortgage lenders under fire as rates lag behind interest rate cuts

Mortgage holders are paying over £1,000 a year more than they should be according...

Average English homebuyer to gain £41k in borrowing power

Homebuyers across England are set to benefit from a substantial increase in purchasing power,...

Hanley Economic expands later life mortgage range with new RIO offerings

Hanley Economic Building Society has expanded its later life lending portfolio with the introduction...

Women drive rise in solo homeownership

More women are choosing to buy homes on their own than ever before, according...

Industry reaction as Bank drops rates 0.25%

The Bank of England has cut interest rates to 4% following a finely balanced...

First-time buyer mortgage payments fall by £93 a month as affordability edges up

First-time buyer affordability is showing tentative signs of improvement with average monthly mortgage payments...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES