Mortgages

Kent Reliance for Intermediaries launches new flexible residential range

Kent Reliance for Intermediaries has launched a new residential mortgage proposition to support brokers...

TMA Club partners with Even

TMA Club has announced a partnership with Even, which provides interest-free equity loans for...

Virgin Money increases pricing on selected fixed rates

Virgin Money has increased the pricing of a number of its residential mortgages. Selected Exclusive...

Trussle joins forces with Phil Spencer’s website and podcast

Online mortgage broker Trussle has partnered with Phil Spencer’s home moving advice website Move...

Clydesdale Bank ups selected residential and BTL rates

Clydesdale Bank has increased a number of its fixed rate mortgages. In its Core 75%-95%...

Bluestone opens up Right to Buy availability

Bluestone Mortgages has announced a rate reduction across its product range and has brought...

Mortgage accessibility gulf between old and young

The latest Mortgage Broker Tools (MBT) Affordability Index has found that mortgage customers over...

The Nottingham to offer product transfers via brokers

The Nottingham is introducing product transfers for brokers who retain the lender’s customers on...

Virgin Money ups rates and withdraws products

Virgin Money is making changes to a number of mortgage products at 8pm this...

New Leaf Distribution signs five-year deal with 360 Dotnet

Network, New Leaf Distribution, has agreed a five-year contract renewal with software house, 360 Dotnet. 360...

Pepper Money cuts rates for those with a low credit score

Pepper Money has reduced rates on its Pepper 60 and Pepper 48 mortgages for...

Vida offers fee-free options and expands fee saver range

Vida is making changes to its residential range to improve the lender’s range of...

Monument appoints lending relationship manager

Monument has added to its lending team with the recruitment of Craig Middleton. Middleton, who...

New five-year deals from the Nottingham

The Nottingham has unveiled a new range of five-year fixed mortgages. They are available at...

COMMENT

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Mortgage brokers have little to fear from AI, says Mortgageforce boss

Mortgage brokers should embrace artificial intelligence rather than fear it will ultimately replace them,...

Waiting for completion causes greater anxiety than saving for a deposit

Delays towards the end of the homebuying process are a greater source of anxiety...

Leasehold delays put Christmas property completions under pressure

Homebuyers hoping to complete before Christmas face increasingly tight deadlines, with leasehold transactions and...

Conveyancing firms warned over risks of uncoordinated AI adoption

Conveyancing firms risk undermining the benefits of artificial intelligence unless they address weaknesses in...

PROFILES