Mortgages

Bath BS unveils broker calculator powered by SmartrFit

Bath Building Society has launched an affordability calculator for intermediaries. Integrated into the Bath Building...

Large sense of regret for many who moved during Covid

Trussle has found that 27% of those who moved in the height of the...

Three-quarters believe remortgage process not fit for purpose

20% of mortgage borrowers looking to remortgage in the last 24 months have battled...

New senior BDM for Central and Mercantile Trust

Central Trust and Mercantile Trust have appointed a new senior business development manager within...

Clydesdale Bank to increase selected BTL and residential mortgage rates

Clydesdale Bank is making changes to its product range today at 8pm. Core two and...

Self-employed twice as likely to be rejected for a mortgage

Self-employed individuals are twice as likely to be rejected for a mortgage, according to...

HMRC reports April fall in property transactions

HMRC's provisional non-seasonally adjusted estimate of UK residential transactions for April 2022 is 97,970,...

Reliance Bank improves residential mortgage range

Reliance Bank has launched its new residential mortgage product range to both the intermediary...

John Eastgate joins the Nottingham

The Nottingham has announced the appointment of John Eastgate as its new chief lending...

Bluestone completes second securitisation

Bluestone Mortgages has announced the completion of a £250m residential mortgage-backed securitisation (RMBS), which...

The Mansfield improves buy-to-let and residential criteria

Mansfield Building Society has made changes to its buy-to-let and residential criteria including an...

Vida unveils exclusive club for industry leaders

Vida has launched its exclusive V Club to bring together an "influential group of...

Kent Reliance for Intermediaries launches new flexible residential range

Kent Reliance for Intermediaries has launched a new residential mortgage proposition to support brokers...

TMA Club partners with Even

TMA Club has announced a partnership with Even, which provides interest-free equity loans for...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Technology

Air and Mortgage Brain link sourcing platforms to widen later life lending options

Air and Mortgage Brain have agreed a collaboration designed to help mortgage advisers assess...
networks

Mortgage network growth diverges as acquisition activity reshapes sector

Stonebridge Mortgage Solutions and HL Partnership have recorded some of the largest increases in...
Appointments

LMS appoints Ian Robinson as permanent chief executive

LMS has appointed Ian Robinson as its permanent chief executive, four months after he...
News

Mortgage lending availability falls as banks anticipate recovery in demand

Mortgage credit availability and demand for house purchase and remortgaging all declined during the...

PROFILES