Kent Reliance for Intermediaries has launched a new residential mortgage proposition to support brokers with clients who need flexibility around complex income streams and where appropriate, could deploy the use of higher income multiples.

This may include professionals with sustainable incomes that will increase due to attaining professional qualifications, clients who provide evidence of regular bonuses and/or those with more than one form of income.

Key features of the new range include:

• Up to 95% LTV (excluding added fees)
• Rates from 4.29%
• Two and five-year fixed rates available
• Maximum loan size £1.5 million

Kent Reliance for Intermediaries part of OSB Group.

Adrian Moloney (pictured), group intermediary director of OSB Group, said: “Now more than ever, the value of a specialist mortgage broker cannot be overlooked, especially for clients who may already be paying high monthly rents, but are unable to access home ownership through the high street as they need a multi-income stream to be considered.

“At Kent Reliance for Intermediaries, our underwriters are widely acknowledged as having best-in-class service as well as outstanding knowledge. Our expertise means we could provide a common sense solution even if the case falls outside of standard criteria, with the ability to support a wide range of client types and differing income considerations.

“This new flexible residential range is another example of us working with our broker partners and using our in-house expertise to handcraft positive lending solutions for clients.”