Mortgages

Virgin Money unveils new exclusive fixed rates

Virgin Money is adding new products to its range tomorrow (Tuesday 10 May). The products...

Dudley BS offers new 5-year shared ownership deal

Dudley Building Society has launched two new five-year fixed rate products. The new five-year fixed...

TRM Network agrees five-year deal with Mortgage Brain

The Right Mortgage (TRM) Network has confirmed a five-year commitment to Mortgage Brain. Members will...

Groundsure to hold Mortgage Climate Change Summit

Groundsure has announced the details of a new climate change summit for the mortgage...

HTB makes two senior specialist mortgage appointments

Hampshire Trust Bank (HTB) has made two senior appointments within its specialist mortgages team: head...

17% rise in JBSP mortgage searches in March

In March, borrowers continued to rely on their loved ones to boost their borrowing...

More borrowers than ever considering 10-year fixed rates

Consumer interest in 10-year mortgages is at a historic high, as homeowners seek to...

Tenants struggling to get a mortgage despite no missed rental payments

10% of private renters across the country have been unsuccessful getting a mortgage, yet...

Central Trust improves CBTL & residential offerings

Central Trust has made improvements to its residential and Consumer Buy-to-let (CBTL) mortgage propositions,...

MPowered Mortgages unveils prime residential proposition

MPowered Mortgages has received its permissions from the FCA to launch a residential mortgage...

BoE reports March rise in net mortgage borrowing

The Bank of England has revealed that net borrowing of mortgage debt by individuals...

Skipton introduces new build helpdesk for brokers

Skipton Building Society for Intermediaries has launched a new build helpdesk so brokers can...

Saffron puts its service standards to account

Saffron for Intermediaries has launched a new service standards initiative. The Intermediar-ease concept has been...

Clydesdale Bank announces fixed rate mortgage increases

Clydesdale Bank is making changes to its product range. The changes will take place at...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Technology

Mortgage brokers have little to fear from AI, says Mortgageforce boss

Mortgage brokers should embrace artificial intelligence rather than fear it will ultimately replace them,...
Homebuying

Waiting for completion causes greater anxiety than saving for a deposit

Delays towards the end of the homebuying process are a greater source of anxiety...
Conveyancing

Leasehold delays put Christmas property completions under pressure

Homebuyers hoping to complete before Christmas face increasingly tight deadlines, with leasehold transactions and...
Technology

Conveyancing firms warned over risks of uncoordinated AI adoption

Conveyancing firms risk undermining the benefits of artificial intelligence unless they address weaknesses in...

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