Mortgages

Pepper Money appoints regional development manager

Pepper Money has promoted Lois Ashcroft to the role of regional development manager for...

LGA: £6 billion in Right to Buy discounts threaten scheme’s future

Almost £6 billion has been given out in discounts through the Right to Buy...

Bank of grandma and grandad helping more FTBs

New research from Aviva suggests there is a growing tendency among older Brits to...

Coventry for intermediaries launches online product transfers

Coventry for intermediaries has launched online product transfers to make it more straightforward for...

Mortgage loan sizes vary more now than ever

The gap between the average maximum and minimum loan sizes available to mortgage applicants...

Countrywide Surveying Services appoints regional director

Countrywide Surveying Services (CSS) has announced the appointment of Mandy Spenceley as regional director. Spenceley...

Paradigm to hold Consumer Duty webinar

Paradigm has announced a new online webinar to cover the FCA’s Consumer Duty Final Rules...

Investec joins Primis lender panel

Primis Mortgage Network has revealed that Investec will be the first private bank to...

Loughborough BS launches First Homes Mortgage

Loughborough Building Society has unveiled a mortgage to support homebuyers using the Government’s First...

AMI positive about FCA’s Consumer Duty

The Association of Mortgage Intermediaries (AMI) has responded to the FCA's announcement on its...

Mortgage Magic introduces electronic ID verification

Mortgage Magic has developed and launched its own electronic ID verification (E-ID) technology. The...

Lenders should increase awareness of mortgage holidays

New research from review site Smart Money People suggests that lenders should raise awareness...

Crystal Specialist Finance unveils new marketing director

Crystal Specialist Finance has announced the appointment of a new marketing director. Dom Wilkinson joins...

HTB makes North West lending manager hire

Hampshire Trust Bank (HTB) has announced the appointment of Malone Roberts as lending manager...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

News

Mortgage lending availability falls as banks anticipate recovery in demand

Mortgage credit availability and demand for house purchase and remortgaging all declined during the...
Later Life

L&G broadens adviser training to cover retirement and estate planning

L&G has extended its Adviser Academy webinar programme to help financial advisers address a...
News

Four in five homeowners have taken no action to protect against extreme weather

Almost eight in 10 homeowners have made no specific preparations to protect their properties...
News

Expat mortgage applications hampered by income verification difficulties

Almost two-thirds of mortgage brokers identify proving overseas income and affordability as the biggest...

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