Mortgages

V Loans offers adverse second charge up to 65% LTV

V Loans has revealed it is one of a few secured loan packagers to...

Cambridge exclusives for L&G club members

Legal & General Mortgage CLub has launched exclusives with the Cambridge Building Society. Martyn Smith,...

Cattles’ shares suspended

The Financial Services Authority (FSA) has temporarily suspended Cattles' securities from the Official List...

Further directoral suspensions at troubled Cattles

Cattles has suspending three more directors as an independent investigation into its affairs continues. James...

Cattles shares slump after accountancy error warning

Embattled sub-prime lender Cattles has admitted that there has been a breakdown in internal...

Cattles suspends new lending at Welcome

Cattles has "temporarily" suspending lending to new customers in Welcome Finance with immediate effect....
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Stamp Duty

Badenoch pledges no IHT or stamp duty on family homes

Kemi Badenoch has pledged to remove inheritance tax from family homes and scrap stamp...
News

RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed...
News

Cost pressures hold back demand for energy-efficient home upgrades

More than a third of Britons want to improve the energy efficiency of their...
Technology

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...

PROFILES