Mortgages

Changing working practices will fuel specialist mortgage growth

To say the UK workplace has changed over the past few years would be...

Coventry for intermediaries offers soft footprint credit checks for AIPs

Coventry for intermediaries has launched soft footprint credit checks for Agreements In Principle, which...

Coventry for intermediaries expands new business range

Coventry for intermediaries has bolstered its new business range with the launch of first...

Paradigm adds Scottish BS to panel

Paradigm Mortgage Services has announced the appointment of Scottish Building Society to its lender...

Hampshire Trust Bank bolsters holiday let mortgage proposition

Hampshire Trust Bank (HTB) has improved its holiday let offering. The specialist lender has increased...

Convey Law boss slams rate rises

A conveyancing firm boss has welcomed the relaxation of stress tests for mortgage borrowers...

Dudley BS boosts support for borrowers with disabilities

Dudley Building Society has launched a new mortgage product linked to the HOLD (Home...

Bath Building Society launches lending criteria chatbot

Bath Building Society has teamed up with Consectus to launch a conversational AI chat...

Specialist mortgage sector to hit £16bn by end of decade

A nationwide study by specialist lender, Together, has predicted that the UK specialist residential...

Perenna secures banking licence

Perenna has obtained its banking licence and will be launching 30-year fixed rate mortgages...

Just Mortgages appoints pair of directors

Broker firm, Just Mortgages, has appointed two new financial services directors, Gareth Lowndes and...

MPowered Mortgages’ prime residential criteria added to SmartrCriteria

MPowered Mortgages has announced that its prime residential mortgage criteria will be available on...

The holy grail for lending

Ask any mortgage or credit provider to name their top 10 customer origination challenges...

Paradigm partners with Twenty7tec

Paradigm Mortgage Services has announced a new partnership with sourcing and technology platform provider,...

COMMENT

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Mortgage lending availability falls as banks anticipate recovery in demand

Mortgage credit availability and demand for house purchase and remortgaging all declined during the...

L&G broadens adviser training to cover retirement and estate planning

L&G has extended its Adviser Academy webinar programme to help financial advisers address a...

Four in five homeowners have taken no action to protect against extreme weather

Almost eight in 10 homeowners have made no specific preparations to protect their properties...

Expat mortgage applications hampered by income verification difficulties

Almost two-thirds of mortgage brokers identify proving overseas income and affordability as the biggest...

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