Mortgages

Buyers value energy efficiency but resist paying a premium

Energy efficiency matters to 85% of homebuyers but only 2% would pay significantly more...

Afin Bank records £135m of mortgage approvals in first year

Afin Bank approved £135 million of mortgages during its first 12 months of operation...

Tandem Bank appoints southern account manager as second charge lending grows

Tandem Bank has appointed Lloyd Turner as southern account manager as it seeks to...

Darlington BS completes £530k interest-only remortgage for three applicants

Darlington Building Society has completed a £530,000 interest-only remortgage involving three applicants after several...

Simplybiz sets out August training programme for mortgage advisers

Simplybiz Mortgages has announced a month-long programme of online training for mortgage advisers and...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much...

Brilliant racks up a memorable afternoon for charity

Brilliant Solutions was on cue at Rileys as 70 players and several late arrivals...

Rayner rules out rent controls

Housing Secretary Angela Rayner has ruled out rent controls in England, providing greater certainty...

Nationwide and Accord the latest to increase rates

Mortgage borrowers have been urged to review their options after Nationwide and Accord increased...

Four in five first-time buyers say schools failed to teach mortgage basics

Almost four in five UK first-time buyers believe their education failed to prepare them...

Rosemount adds 12 advisers as revenues rise by 39%

Rosemount Financial Solutions (IFA) added 12 advisers during the second quarter as the network...

Chartwell replaces Lifecycle 360 with JammJar platform

Chartwell Mortgage Services is replacing its Lifecycle 360 customer relationship management system with JammJar's...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES