Mortgages

IMLA back overhaul of home buying system amid call for clarity and professionalism

The Intermediary Mortgage Lenders Association has welcomed the government’s consultation on reforming the home...

OneDome secures £7.5m Channel 4 Ventures deal

OneDome has announced a £7.5 million partnership with Channel 4 Ventures to support a...

Air warns base rate pause heightens mortgage shock risk for older borrowers

Later life lending platform Air has warned that the Bank of England’s decision to...

Knowledge Bank launches AffCalc to enhance affordability checks for brokers

Knowledge Bank has rolled out the full release of its new affordability assessment tool,...

Many first-time buyers aim to clear their mortgage by 40, TSB finds

More than one in six first-time buyers hope to be mortgage free by the...

Clydesdale Bank updates valuation fee policy to support high-value borrowers

Clydesdale Bank has revised its approach to valuation fees, extending the benefit of free...

Vida profits surge as new banking licence powers record lending growth

Vida Group Holdings, the specialist mortgage lender which secured its full banking licence late...

New-build sales slump 62% as buyers await price stability

Sales of new-build homes have fallen sharply this year despite improved mortgage availability and...

Public alarm sounds over Capital Gains Tax reform

A proposed reform that would apply Capital Gains Tax (CGT) to main residences has...

One in six homes sold off-market, but trend wanes as sellers return to open listings

More than one in six residential properties in England and Wales were sold off-market...

Norton Home Loans widens lending access for non-standard borrowers

Norton Home Loans has introduced a package of criteria changes and rate reductions designed...

HTB promotes Slade to BDM role

Hampshire Trust Bank (HTB) has promoted Jack Slade to business development manager for the...

Access FS launches equality council to drive inclusion

Access FS has established a new Equality Council aimed at promoting diversity and inclusion...

Compliance specialist urges transparency with biometric IDs

A digital compliance specialist has warned that the success of the EU’s new Entry/Exit...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

ModaMortgages cuts rates with limited edition buy-to-let range

ModaMortgages has launched a limited edition buy-to-let range with rates reduced by up to...

First-time buyers face confidence gap as unexpected costs and delays mount

Nine in 10 first-time buyers believe they understand the home-buying process before starting, but...

Family BS hires Paul Ormonde for Central London broker role

Family Building Society has appointed Paul Ormonde as a business development manager covering Central...

LendInvest raises £300m through latest Mortimer securitisation

LendInvest has completed its eighth Mortimer residential mortgage-backed securitisation, securing £300 million of funding...

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