Fixed rates

Virgin Money lowers selected fixed rates across residential and BTL

Virgin Money is set to implement a range of rate reductions across its residential...

Gen H cuts mortgage rates by up to 50bps

Specialist lender Gen H has announced mortgage rate reductions of up to 50 basis...

The Market Harborough cuts fixed mortgage rate pricing

Market Harborough Building Society has reduced fixed mortgage rates by up to 0.20% across...

Newcastle for Intermediaries reduces residential stress rate

Newcastle for Intermediaries has improved affordability options by reducing its residential stress rate for...

Clydesdale Bank announces rate increases across multiple product ranges

Clydesdale Bank has confirmed it will increase interest rates across a number of its...

Data shows full extent of market surge preceding Stamp Duty change

The UK housing market saw a sharp uptick in activity during the first quarter...

MPowered Mortgages cuts three-year fixed rates despite rising swaps

MPowered Mortgages has announced cuts to selected three-year fixed mortgage rates, bucking the recent...

Clydesdale Bank and Virgin Money ease stress rate to boost affordability

Clydesdale Bank and Virgin Money have announced a key change to their affordability assessments...

Mortgage payment shock looms for half a million households as fixed terms expire

Almost half a million UK homeowners face a significant financial shock this year as...

Family BS cuts rates and adds ‘high-loan’ options

Family Building Society has launched a refreshed mortgage product range featuring rate reductions of...

First-time buyers claim bigger slice of mortgage market as conditions ease

First-time buyers are taking a significantly larger share of the mortgage market, according to...

Gable Mortgages launches zero-deposit products to support first-time buyers

Gable Mortgages has entered the UK market with the launch of two zero-deposit mortgage...

Barclays cuts affordability rates to widen access to home ownership

Barclays has reduced its affordability rates for residential mortgages, in a move that will...

The Suffolk trims residential and expat 2-year fixed rates

Suffolk Building Society has announced rate reductions across its two-year fixed residential and expat...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES