Fixed rates

Santander cuts rates across more than 60 mortgage products

Santander UK will reduce rates by up to 0.19% across more than 60 mortgage...

Virgin Money trims rates and unveils new exclusives

Virgin Money is making a series of changes to its mortgage range today (Friday...

Nationwide cuts stress rates for homebuyers and remortgagers

Nationwide is reducing its mortgage stress test rates by up to 1.25 percentage points,...

Kensington Mortgages lowers residential and buy-to-let rates

Kensington Mortgages has announced widespread rate reductions across its residential and buy-to-let mortgage products,...

Perenna renews and expands ABN AMRO warehouse facility to fund growth

Perenna Bank has renewed and significantly expanded its warehouse funding line with ABN AMRO. The...

Accord shaves fixed rate pricing across residential mortgage range

Accord Mortgages has cut rates across its residential range. The intermediary-only lender is reducing rates...

Darlington Building Society unveils high LTV fixed deals for complex cases

Darlington Building Society has introduced a series of rate reductions of up to 35...

Barclays unveils further mortgage rate cuts, including lowest of the year

Barclays is cutting mortgage rates once again, with a new tranche of reductions coming...

MPowered Mortgages cuts 3-year fixed rates to 3.88%

MPowered Mortgages, the one day mortgage lender, has, against a backdrop of rising swap...

Lenders move to cut SVRs following Bank of England rate reduction

A number of lenders have announced reductions to their standard variable rates (SVRs) following...

Nationwide trims mortgage rates again following Bank Rate cut

Nationwide is reducing mortgage rates for the fourth time in three weeks, with the...

Virgin Money cuts BTL and residential rates

Virgin Money will introduce a fresh wave of rate reductions across its residential, buy-to-let...

LendInvest cuts 5-year rates and adds £400 residential cashback

LendInvest has reduced rates across its 5-year fixed term residential mortgage range and launched...

Gen H cuts high-LTV mortgage rates again as New Build Boost gains momentum

Residential mortgage lender Gen H has announced a fresh round of rate reductions for...
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COMMENT

Comment

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Regulation

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...
Cover

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...
Compliance

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...
Building Societies

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES