Fixed rates

Clydesdale Bank and Virgin Money ease stress rate to boost affordability

Clydesdale Bank and Virgin Money have announced a key change to their affordability assessments...

Mortgage payment shock looms for half a million households as fixed terms expire

Almost half a million UK homeowners face a significant financial shock this year as...

Family BS cuts rates and adds ‘high-loan’ options

Family Building Society has launched a refreshed mortgage product range featuring rate reductions of...

First-time buyers claim bigger slice of mortgage market as conditions ease

First-time buyers are taking a significantly larger share of the mortgage market, according to...

Gable Mortgages launches zero-deposit products to support first-time buyers

Gable Mortgages has entered the UK market with the launch of two zero-deposit mortgage...

Barclays cuts affordability rates to widen access to home ownership

Barclays has reduced its affordability rates for residential mortgages, in a move that will...

The Suffolk trims residential and expat 2-year fixed rates

Suffolk Building Society has announced rate reductions across its two-year fixed residential and expat...

Santander cuts rates across more than 60 mortgage products

Santander UK will reduce rates by up to 0.19% across more than 60 mortgage...

Virgin Money trims rates and unveils new exclusives

Virgin Money is making a series of changes to its mortgage range today (Friday...

Nationwide cuts stress rates for homebuyers and remortgagers

Nationwide is reducing its mortgage stress test rates by up to 1.25 percentage points,...

Kensington Mortgages lowers residential and buy-to-let rates

Kensington Mortgages has announced widespread rate reductions across its residential and buy-to-let mortgage products,...

Perenna renews and expands ABN AMRO warehouse facility to fund growth

Perenna Bank has renewed and significantly expanded its warehouse funding line with ABN AMRO. The...

Accord shaves fixed rate pricing across residential mortgage range

Accord Mortgages has cut rates across its residential range. The intermediary-only lender is reducing rates...

Darlington Building Society unveils high LTV fixed deals for complex cases

Darlington Building Society has introduced a series of rate reductions of up to 35...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES