Fixed rates

Leeds BS cuts mortgage rates ahead of MPC decision

Leeds Building Society has announced rate reductions of up to 20 basis points across...

Borrowers lean towards short-term deals as rate cuts loom, says Family Building Society

A growing number of UK mortgage borrowers are shunning five-year fixed deals in favour...

Atom bank reduces prime residential rates

Atom bank has cut interest rates on its prime residential mortgage range. The rates...

Virgin Money cuts fixed rates and unveils new exclusives

Virgin Money will implement a series of rate reductions and product launches across its...

Clydesdale Bank cuts selected residential mortgage rates

Clydesdale Bank is reducing interest rates across a range of its residential mortgage products...

Gen H trims 5-year fixed rates in latest bid to support high-LTV borrowers

Lender Gen H has made further reductions to its mortgage pricing, shifting focus to...

MPowered Mortgages cuts three-year fixed rates for remortgage customers

MPowered Mortgages has announced another reduction in its three-year fixed rates, this time targeting...

The Mortgage Soup view: Challenges and opportunities for brokers

One of the biggest focal points for brokers this year is the sheer volume...

Nationwide lowers remortgage and switcher rates in further push for market share

Nationwide has announced cuts of up to 0.29 percentage points across its remortgage and...

Virgin Money drops fixed rates across residential and BTL ranges

Virgin Money is to implement a range of rate reductions across its fixed mortgage...

MPowered Mortgages lowers fixed rates once again

MPowered Mortgages has announced its second round of fixed rate reductions since the so-called...

Gen H cuts 2-year rates by up to 30 bps

Gen H has made its third rate reduction in almost as many week with...

LendInvest cuts rates and revamps credit criteria

LendInvest has announced a series of changes to its residential mortgage offering, cutting fixed...

West One reduces residential mortgage rates by up to 30bps and introduces £1,000 cashback remortgage product

Specialist lender West One Loans has implemented a series of rate reductions across its...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

PROFILES