Fixed rates

Fixed mortgage rates continue to fall as lenders ease stress tests and expand product ranges

Mortgage rates in the UK have continued their gradual decline with lenders also easing...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps...

Pepper Money launches new near prime fixed rate product

Specialist lender Pepper Money has unveiled a limited-edition summer product as part of its...

Precise trims residential fixed rates to support affordability

Specialist lender Precise Mortgages has reduced pricing across its 2 and 3-year fixed rate...

Gen H’s deals now start at 4.89%

Gen H has announced a fresh round of rate cuts across its mortgage range,...

Virgin Money cuts fixed rates across residential and BTL

Virgin Money is set to reduce rates across a number of its fixed mortgage...

Vida enhances affordability criteria and launches new BTL range

Vida Homeloans has introduced a significant overhaul to its residential affordability assessments. The change is...

Barclays reduces residential purchase and remortgage rates

Barclays is introducing further reductions across its residential mortgage range, with revised rates taking...

Coventry for intermediaries lowers BTL and residential rates

Coventry for intermediaries has announced rate reductions of up to 10 basis points across...

Virgin Money cuts purchase, remortgage, BTL and PT rates

Virgin Money is set to cut selected fixed mortgage rates, with reductions across purchase,...

Barclays cuts residential rates across new and existing products

Barclays has announced a series of mortgage rate reductions to take effect on Wednesday...

Shorter mortgage fixes boom as borrower confidence returns

Borrowers are increasingly backing a brighter outlook for the mortgage market, with a marked...

LendInvest cuts residential rates by up to 15bps

LendInvest has announced a fresh round of rate cuts across its residential mortgage range,...

Santander cuts mortgage rates across the board

Santander has reduced interest rates on a wide range of its residential mortgage products...
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COMMENT

Comment

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Regulation

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...
Cover

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...
Compliance

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...
Building Societies

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES