Twenty7tec has added Gable Mortgages to its RESEARCH platform, making the lender’s zero-deposit residential range available to advisers through its sourcing system.

Gable’s products, which are available at up to 100% loan-to-value, will now sit alongside the wider residential mortgage market within RESEARCH.

The lender targets borrowers who can meet monthly mortgage payments but may struggle to build a conventional deposit.

Its range includes options for first-time buyers and existing homeowners, including young professionals and key workers buying new-build and standard properties.

Twenty7tec said more than 15,000 mortgage advisers use RESEARCH each day. The platform allows brokers to begin sourcing on the basis of product, lending criteria or affordability before comparing options against an individual client’s circumstances.

DEPOSIT CHALLENGE

Nakita Moss (pictured), head of lender at Twenty7tec, said: “Saving a deposit remains one of the biggest barriers to homeownership, but that does not necessarily mean a borrower cannot afford the monthly cost of a mortgage.

“As lenders look at different ways of addressing that gap, advisers need to be able to identify where these products may offer a viable option for the right client.

“Gable’s addition to RESEARCH reflects the growing variety of approaches available in the residential market and gives advisers another option to consider when a traditional deposit is the main factor standing between an otherwise suitable borrower and homeownership.”

Lisa Crane, mortgage operations director at Gable Mortgages, added: “Our launch on Twenty7tec is a significant step in expanding broker access to our zero-deposit mortgage, making it easier for advisers to find and assess customer eligibility.

“By addressing a key barrier for customers who can afford mortgage repayments but struggle to save a deposit, we are giving advisers using Twenty7tec a compelling new way to help more people get onto the property ladder.”