adverse credit

Atom Bank lowers near prime and prime rates

Atom bank has made a series of cuts across rates on both its Near...

Pepper Money cuts rates for those who are ‘just off the high street’

Pepper Money has reduced rates across its range by up to 1.00% to provide...

Alexander Hall completes quick mortgage for adverse customer

Alexander Hall has completed a mortgage with Pepper Money for a client with a...

Buckinghamshire BS cuts rates and makes term changes

Buckinghamshire Building Society has reduced rates by up to 0.30 percentage points across its...

Residential by Foundation cuts prices reintroduces 65% LTV products

Residential by Foundation has announced a series of price cuts by up to 50...

Consumer concerns over credit discrimination on the rise

29% of UK adults - the equivalent of 14.8 million - report that previous...

Tapping into the specialist lending market

Demand for specialist mortgages has risen significantly over the last few years as a...

West One joins L&C’s residential and BTL panels

West One Loans has been added to London & Country Mortgages’ (L&C) panel of...

Bluestone makes wholesale rate reductions

Bluestone Mortgages has announced rate reductions across its whole product range. Cuts have been made...

The Mansfield cuts specialist mortgage rates

Mansfield Building Society has lowered the rates on its Credit Repair and Versatility mortgage...

Kensington Mortgages unveils five-year ‘Step Down’ deal

Kensington Mortgages has unveiled its new ‘Step Down’ five-year fixed rate mortgage, which is...

Atom bank cuts near prime and prime rates

Atom bank has announced rate reductions across its Near Prime and Prime product ranges. ...

Pepper Money cuts rates by up to 20bps

Pepper Money has announced price reductions of 20 basis points (bps) across its complete...

Norton Home Loans unveils new Optimal deals and cuts rates

Norton Home Loans has introduced two new Optimal plans on its first and second...
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COMMENT

Buy-to-let

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

criteria

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...
Buy-to-let

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...
Buy-to-let

Rely cuts buy-to-let rates by up to 25bps

Rely has reduced rates by up to 25 basis points across a range of...
House prices

House price growth slows to 0.1%: Lloyds

UK house prices remained unchanged in July as higher mortgage rates and global economic...

PROFILES