adverse credit

Buckinghamshire BS cuts prime and impaired credit rates

Buckinghamshire Building Society has repriced its product offering, with rate reductions of up to...

Gen H updates policy for utilities and communications defaults

Gen H has announced updates to how it treats missed utilities and communications payments...

Over 15m adults in UK with adverse credit

The latest Pepper Money Specialist Lending Study has stated that more than 15 million...

Pepper Money launches 2024 Specialist Lending Study

Pepper Money has launched its 2024 Specialist Lending Study at an invitation-only event in...

Atom bank cuts prime & near-prime rates

Atom bank has reduced rates across both its Near Prime and Prime product ranges. Rates...

Pepper Money to mark five years of its Specialist Lending Study

Pepper Money has announced the launch of its 2024 Specialist Lending Study, marking the...

Norton Home Loans ups max loan size and LTV

Norton Home Loans has increased its maximum loan to value (LTV) ratio and a...

Pepper Money improves criteria for those snubbed by high street

Pepper Money has made a series of criteria improvements to make its mortgages more...

Atom Bank lowers near prime and prime rates

Atom bank has made a series of cuts across rates on both its Near...

Pepper Money cuts rates for those who are ‘just off the high street’

Pepper Money has reduced rates across its range by up to 1.00% to provide...

Alexander Hall completes quick mortgage for adverse customer

Alexander Hall has completed a mortgage with Pepper Money for a client with a...

Buckinghamshire BS cuts rates and makes term changes

Buckinghamshire Building Society has reduced rates by up to 0.30 percentage points across its...

Residential by Foundation cuts prices reintroduces 65% LTV products

Residential by Foundation has announced a series of price cuts by up to 50...

Consumer concerns over credit discrimination on the rise

29% of UK adults - the equivalent of 14.8 million - report that previous...
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COMMENT

Artificial Intelligence

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Latest news

News

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...
criteria

Hodge broadens property lending criteria across residential ranges

Hodge Bank has expanded its property lending criteria, widening access to mortgage finance for...
Shariah property finance

GCC searches for UK homes rise 16%

Searches for UK residential property from Gulf Cooperation Council (GCC) investors increased by 16%...
Brokers

Mortgage market still failing to understand freelancers

The mortgage market has yet to fully adapt to the growth of freelance and...

PROFILES