Hinckley & Rugby Building Society has unveiled its first fixed-rate mortgage products within its Specialist mortgage range.

The launch includes two two-year fixed-rate products and two five-year fixed-rate products, with a maximum loan to value (LTV) of up to 90%.

The Specialist range is designed to support borrowers with unusual or complex circumstances, such as those with irregular income, employment, credit imperfections, or those looking to purchase unique types of properties.

New Product Details:

• Specialist two-year fixed – 6.59% fixed, available at up to 80% LTV, with a product fee of £999.
• Specialist two-year fixed – 6.79% fixed, available at up to 90% LTV, with a product fee of £999.
• Specialist five-year fixed – 5.95% fixed, available at up to 80% LTV, with a product fee of £999.
• Specialist five-year fixed – 6.15% fixed, available at up to 90% LTV, with a product fee of £999.

The Specialist products are available to first-time buyers, those looking to purchase a new home, and those hoping to remortgage.

Chris Holmes, senior product & proposition manager at Hinckley & Rugby Building Society, said: “We have introduced fixed rates for the first time on our Specialist products, following feedback from our broker partners that highlighted a clear demand. By introducing fixed-rate options, we’re offering a greater range of product choices for borrowers with unusual circumstances who also value certainty over their repayments.

“At Hinckley & Rugby, we understand that every borrower’s circumstances are unique. These products are part of our ongoing effort to provide specialist solutions that meet the specific needs of our clients. Whether they are seeking lower LTVs or higher ones, we remain focused on offering flexible, competitive options that work for both first-time buyers and those moving up the housing ladder.”