adverse credit

Helping the increasing number of people with credit issues

People’s personal finances have taken a battering in recent years, thanks to Covid and...

Q&A: Richard Harrison, Atom bank

BestAdvice fires the questions at Richard Harrison, head of mortgages, Atom bank. BestAdvice (BA): You...

LiveMore ups max loan and allows more adverse

LiveMore has increased the maximum loan value across its core range of products from...

Credit scoring vs credit checking in a tougher market

Understanding the fundamental differences between a credit score and a credit check and how...

Atom bank improves criteria for near prime offering

Atom bank has made changes to its Near Prime criteria. Unsatisfied registered defaults are now...

Atom bank cuts rates and launches near prime deals

Atom bank is reducing the interest rates on its Near Prime range. Rates are reducing...

Buckinghamshire BS reprices range and adds new deals

Buckinghamshire Building Society has launched two new mortgage products and repriced its whole existing...

The Mortgage Lender joins Openwork’s lender panel

Openwork, one the UK’s largest financial services networks, has announced the addition of The...

Bluestone Mortgages makes sales team appointments

Bluestone Mortgages has announced the revision of its sales team with the addition of...

Credit ‘blips’ are not limited to low income clients

It’s easy to focus on the challenges faced by those on lower incomes at...

91% rise in adverse credit mortgage searches

Searches for customers with adverse credit rose by 90.7% year-on-year in 2023, according to...

LiveMore introduces new 100% debt consolidation feature

LiveMore, which lends to people aged 50 to 90+, has widened its existing criteria...

Bluestone cuts fixed and Deposit Unlock rates

Bluestone Mortgages has issued further rate cuts across its two and five-year fixed rate...

New website tool from Pepper Money

Pepper Money has introduced a new website tool, designed to make it simpler for...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

House price growth slows to 0.1%: Lloyds

UK house prices remained unchanged in July as higher mortgage rates and global economic...

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

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