adverse credit

Gen H improves adverse credit criteria

Gen H has unveiled changes to its credit criteria that it claims will materially...

Unsecured debt rising for those with adverse credit

43% of people with adverse credit say their level of debt has increased in...

Hinckley & Rugby BS partners with Complete FS

Hinckley & Rugby Building Society has announced a partnership with mortgage packager Complete FS,...

Increasing number of adverse customers turning to broker advice

58% of customers with adverse credit would seek the advice of a mortgage broker,...

Pepper Money cuts rates by up to 98bps

Pepper Money has reduced prices across its entire product range, with rates cut by...

LiveMore launches £500 cashback range for over-50s

LiveMore has launched a fee-assisted £500 cashback mortgage range. Lending exclusively to borrowers over 50,...

Bluestone Mortgages reduces rates again

Bluestone Mortgages has announced further rate reductions across its entire fixed rate product range. These...

Pepper Money launches latest specialist lending study

Pepper Money has launched its 2023 Specialist Lending Study, which aims to provide brokers...

Pepper Money cuts over 300 rates

Pepper Money has reduced rates across more than 300 products across its Residential and...

Gen H launches with Experian Score Boost

Gen H will include Experian’s Score Boost data in its credit decisioning in a...

TML restructures residential product proposition

The Mortgage Lender (TML) has restructured its residential products and criteria in a move...

Bluestone reduces rates to support those with ‘complex credit needs’

Bluestone Mortgages has announced rate reductions across its entire fixed rate product range, including...

MFS to pilot commercial & semi-commercial buy-to-let deals

Market Financial Solutions (MFS) has launched a pilot for a new range of semi-commercial...

Adverse, protection and complex lending top queries for PRIMIS desk

PRIMIS Mortgage Network has revealed that the its product desk helped appointed representative (AR)...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

Mortgage fraud rises across every category

Mortgage-related fraud increased across every category tracked by Cifas during the first half of...

PROFILES