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First-time buyers face pressure as high LTV mortgage choice falls

First-time buyers remain under pressure from reduced mortgage choice and stretched affordability, despite signs...

Mortgage affordability reaches tightest level since 2008

Mortgage affordability has reached its tightest level since 2008, with borrowers spending an average...

Zero-deposit mortgage sales reach five-year high as affordability pressures persist

The number of zero-deposit mortgage sales reached 574 in the first three quarters of...

Regulators set out framework for higher loan-to-income lending as cap is eased

The Prudential Regulation Authority and Financial Conduct Authority have published proposals setting out how...

Neurodiversity Celebration Week: Strength in different thinking

In an industry built on detail, judgement, resilience and relationships we often focus on...

Melton extends 100% LTV deal nationwide after early demand

Melton Building Society has confirmed that its no deposit mortgage, powered by Gable Sure,...

Family BS launches 100% LTV fix backed by family security

Family Building Society has entered the 100% LTV arena with the launch of an...

COMMENT

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

Latest news

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated...

Mortgage rates have surged since Brexit vote, says L&C

The cost of borrowing has risen sharply in the decade since the UK voted...

Accord trims rates across residential and buy-to-let ranges

Accord Mortgages is reducing rates across its residential and buy-to-let product ranges for the...

RAW Capital Partners records strongest month for lending completions

Specialist lender RAW Capital Partners achieved a record month for loan completions in May,...

PROFILES