Loans

Another short-term loan TV ad banned

A TV ad for short-term loans company Oakam Loans, has been banned by the...

500 pre-register for Lenderlink sourcing platform

Specialist Mortgage Group (SMG) has started the roll out its free Lenderlink sourcing tool. Users...

Rise in second charges “driven by economic uncertainty”

Clever Lending has claimed an increase in the second charge loan market suggests economic...

Together’s loan book tops £3bn

Together has reported pre-tax profits of £30.4m and cash receipts of £414.7m for the quarter to...

New lending up 11% at Paragon

Paragon’s Mortgages has reported an 8% increase in underlying profit before tax to £157...

Optimum Credit completes TPFC loan in under six days

The Personal Finance Centre (TPFC) has completed a second charge case in a working...

Short-term loan ad banned for RAPR ambiguity

The Advertising Standards Authority (ASA) has banned a television advert from GAIN Credit (trading...

Y3S introduces West One’s 1,000th second charge completion

West One Secured Loans has completed its 1,000th second charge loan since its launch...

Second charge market gaining traction

With the latest figures from the Finance & Leasing Association (FLA) showing that second...

Fluent Money Group appoints marketing manager

Fluent Money Group (FMG) has appointed Sheila Sanderson as marketing manager. She will work across...

Don’t panic – the robots will not be taking over yet

I sat in on some presentations recently which concentrated on technology and the effect...

Strong September for second charge market

Members of the Finance & Leasing Association (FLA) wrote £89 million worth of new...

FCA proposes new PPI mailing requirements

The Financial Conduct Authority (FCA) has issued final guidance that clarifies its expectations about...

MPC maintains Bank Rate at 0.75%

The Bank of England’s Monetary Policy Committee (MPC) has voted unanimously to maintain the...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

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