Loans

“Irresponsible” short-term loan mailing banned

The Advertising Standards Authority (ASA) has banned a direct mailing from Provident Financial. The mailing,...

84% of specialist intermediaries feel confident about business in 2019

Despite the backdrop of economic uncertainty currently facing the UK, intermediaries within the specialist...

Bank Rate rises haven’t affected brokers’ business

68% of brokers responding to United Trust Bank’s most recent broker sentiment survey say...

New Year, new possibilities from old sources

If you are anything like me, New Year’s resolutions tend to become rather hazy...

Central Bridging provides £2m second charge bridge

Central Bridging has completed a £2m second charge bridging loan in 10 working days. The...

High LTV mortgages remain a priority for brokers

Knowledge Bank has revealed the the top five most searched criteria by brokers during November...

Central Trust joins Legal & General Mortgage Club panel

Legal & General Mortgage Club has announced that Central Trust has become the latest...

Another short-term loan TV ad banned

A TV ad for short-term loans company Oakam Loans, has been banned by the...

500 pre-register for Lenderlink sourcing platform

Specialist Mortgage Group (SMG) has started the roll out its free Lenderlink sourcing tool. Users...

Rise in second charges “driven by economic uncertainty”

Clever Lending has claimed an increase in the second charge loan market suggests economic...

Together’s loan book tops £3bn

Together has reported pre-tax profits of £30.4m and cash receipts of £414.7m for the quarter to...

New lending up 11% at Paragon

Paragon’s Mortgages has reported an 8% increase in underlying profit before tax to £157...

Optimum Credit completes TPFC loan in under six days

The Personal Finance Centre (TPFC) has completed a second charge case in a working...

Short-term loan ad banned for RAPR ambiguity

The Advertising Standards Authority (ASA) has banned a television advert from GAIN Credit (trading...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES