Loans

Y3S introduces West One’s 1,000th second charge completion

West One Secured Loans has completed its 1,000th second charge loan since its launch...

Second charge market gaining traction

With the latest figures from the Finance & Leasing Association (FLA) showing that second...

Fluent Money Group appoints marketing manager

Fluent Money Group (FMG) has appointed Sheila Sanderson as marketing manager. She will work across...

Don’t panic – the robots will not be taking over yet

I sat in on some presentations recently which concentrated on technology and the effect...

Strong September for second charge market

Members of the Finance & Leasing Association (FLA) wrote £89 million worth of new...

FCA proposes new PPI mailing requirements

The Financial Conduct Authority (FCA) has issued final guidance that clarifies its expectations about...

MPC maintains Bank Rate at 0.75%

The Bank of England’s Monetary Policy Committee (MPC) has voted unanimously to maintain the...

Social media changing attitudes to home improvements

Brits are now staying in their property for nearly two decades, with 54% of...

Vida pulls second charge pilot

Vida Homeloans has withdrawn its second charge offering. It launched its second charge pilot in...

Connect for Intermediaries unveils unsecured lending panel

Connect for Intermediaries has introduced a new unsecured lending panel for business loans. The panel...

Together unveils its lowest ever second charge deal

Together has launched new lower-rate second charge loans for borrowers with cleaner credit profiles. With...

Prestige Finance unveils 3.69% secured loan

Prestige Finance has made cuts across its entire Prime product range and is offering...

Masthaven Bank to hold charity sleepout at the Oval

Colleagues at Masthaven Bank are supporting their chosen charity, the youth homelessness organisation Depaul...

Pepper Money to acquire second charge lender

Pepper Money has finalised the terms to acquire 100% of the second charge lender,...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

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