Loans

FLA’s seconds data possibly too conservative: Fluent Money

Fluent Money Group believes that while the FLA’s latest second charge lending figures showing...

Homeowners prioritise home improvements over debt repayment

Home improvements rank in the top five long-term financial objectives for homeowners with 63%...

Prestige Finance creates direct submission relationship with PMS

Second charge mortgage provider Prestige Finance has agreed a new partnership with PMS Mortgage...

Optimum Credit joins TFC Homeloans’ panel

TFC Homeloans has added Optimum Credit to its panel. Optimum Credit is second charge lender,...

PMS expands second charge offering

PMS Mortgage Club has added Central Trust to its specialist lending panel. The move provides...

MPC keeps Bank Rate at 0.75%

The Bank of England’s Monetary Policy Committee (MPC) has voted to hold interest rates...

“Irresponsible” emergency Brexit loan ad banned

A high-cost short term credit loan advert, which used uncertainty around Brexit to encourage...

Fluent Money Group appoints group sales director

Fluent Money Group has announced the appointment of Chris Meadows as group sales director. Previously...

New Equiniti report investigates consumer attitudes to lending

Equiniti Credit Services has published its latest annual research report. A three part harmony: how...

Brokers expect bridging lender growth in 2019

United Trust Bank has reported that the majority of brokers it recently surveyed think...

Second charge volumes up by 18% in January

The Finance & Leasing Association (FLA) has reported that the second charge mortgage market...

Rise in debt criteria search popularity

Searches on Knowledge Bank regarding people with debt issues were four of the five...

Spring Finance introduces new Plan 0 and offers lower rates

Spring Finance has launched a 9.65% variable rate to complement its current portfolio of second...

Change your thinking to open up new opportunities

If one door shuts, then another one opens. I was reminded of this piece...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

Precise cuts residential mortgage rates by up to 35bps

Precise has reduced rates across its residential mortgage range by up to 35bps. The specialist...

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