Loans

UTB ups first and second charge maximum LTV

United Trust Bank (UTB) has increased the maximum LTV available on its range of...

Alternative short-term lender launches

Suros Capital has launched today to provide short-term lending facilities specifically aimed at people...

Knowledge Bank: people desperate to get on the property ladder

Knowledge Bank has revealed the details of the leading criteria searches made on its...

Knowledge Bank adds secured loan provider to platform

Second charge lender, Evolution Money, has added its criteria to the Knowledge Bank platform. Knowledge Bank...

Second charges an alternative to high LTV remortgages

Specialist brokerage Loans Warehouse has urged brokers to look second charge lending if they...

Vantage Finance achieves Feefo Gold award

Vantage Finance has been awarded a 'Gold Trusted Service' award, from reviews and customer...

Covid-19: BAME borrowers under most pressure

The Financial Conduct Authority (FCA) is urging consumers who are struggling to pay their...

Enra Specialist Finance completes £268m securitisation

Enra Specialist Finance has priced its first residential mortgage backed securities, backed by a...

100% growth in Q4 second charge lending predicted

Loans Warehouse believes we there will be 100% growth in second charge lending in...

Lenders tightening criteria while borrowing demands rise

The latest Knowledge Bank Tracker has found a common theme in monthly changes in...

Jon Hall to leave Masthaven Bank in 2021

Jon Hall, chief commercial officer and Deputy CEO of Masthaven Bank, will to leave...

AMI reveals timetable for board elections

The Association of Mortgage Intermediaries (AMI) has published details of its board elections which...

Most brokers don’t discuss second charges

74% of brokers do not mention to their clients that they offer second charge...

Optimum Credit unveils new pricing and criteria

Optimum Credit has revamped its product offering, with improved pricing and new criteria. The second...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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