Loans

West One revamps second charge resi & BTL products

West One is making changes to its residential and buy-to-let second charge product ranges. This...

Equifinance returns to second charge lending

Second charge lender, Equifinance, has announced its full return to the market, following its...

The Loan Partnership selects OMS as primary provider

One Mortgage System (OMS) has been adopted by The Loan Partnership as its primary...

Second charge market “gradually recovering”

The Finance & Leasing Association (FLA) has revealed that second charge mortgage new business...

United Trust Bank launches communication hub

United Trust Bank (UTB) has introduced its ‘UTB Secure Chat Hub’ in order to...

Redecorating and garden improvements top list of homeowner wants

Following three months of coronavirus lockdown, 69% of homeowners want to make changes to...

Brightstar launches Track & Trace system

The Brightstar Group has introduced its own Track & Trace system which, alongside the...

Promise Money cuts second charge packaging fees

Promise Money has reduced its second charge packaging rates in move designed to help...

UTB and Freedom Finance completes ‘industry first’ second charge

United Trust Bank (UTB) and Freedom Finance have completed their first ‘application to offer’...

Shawbrook’s latest results show Covid impact

Shawbrook Bank's pre-tax profit for the fist six- months of 2020 totalled £5.9 million,...

Second charge recovery remains slow

The Finance & Leasing Association (FLA) has reported that second charge mortgage new business...

FCA concerned over credit firms allowing repeat borrowing

The FCA has published the findings of a review into relending by firms that...

The Right Loan teams up with Air Group

Answers in Retirement Group (Air Group) has partnered with The Right Loan. Users of...

UTB Mortgages launches WebChat

United Trust Bank (UTB) made another set of mortgage product, criteria and technology enhancements...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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