Loans

Pepper Money’s second charge journey goes paperless

Pepper Money has introduced a paperless application journey for second charge mortgages. The changes are...

Norton Home Loans unveils new Optimal deals and cuts rates

Norton Home Loans has introduced two new Optimal plans on its first and second...

Aria Finance reports record month in June

Specialist finance broker Aria Finance achieved a record month of completions in June. The firm...

Step One Finance improves second charge LTVs

Step One Finance has made positive changes to its second charge loans proposition. The maximum...

21m people worse off than 12 months ago

41% of UK consumers - the equivalent of 21 million people - are worse...

“Slow but steady” improvement in personal financial resilience

LV='s latest Wealth and Wellbeing Research Programme has highlighted how the personal finances of...

West One Loans hires new region account manager

West One Loans has appointed a new regional account manager for the North East,...

Selina Finance doubles max loan size

Selina Finance has doubled the maximum loan size available for both its Homeowner Loan...

OMS unveils API integration with new second charge lender

One Mortgage System (OMS) has announced a full application programming interface (API) integration with...

Selina Finance makes improvements to criteria

Selina Finance has unveiled improvements to its criteria so it can accept applications from...

21Finance secures finance to avoid repossession

21Finance has come to the rescue of client whose commercial and residential property was...

West One Loans adds new 65% LTV tier

West One Loans has unveiled a new 65% LTV tier with lower rates. The...

Pepper Money appoints second charge BDM

Pepper Money has bolstered its second charge sales team with the appointment of Nicola...

Pepper Money improves second charge criteria

Pepper Money has introduced enhanced lending criteria for self-employed second charge mortgage customers. The...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

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