Loans

21m people worse off than 12 months ago

41% of UK consumers - the equivalent of 21 million people - are worse...

“Slow but steady” improvement in personal financial resilience

LV='s latest Wealth and Wellbeing Research Programme has highlighted how the personal finances of...

West One Loans hires new region account manager

West One Loans has appointed a new regional account manager for the North East,...

Selina Finance doubles max loan size

Selina Finance has doubled the maximum loan size available for both its Homeowner Loan...

OMS unveils API integration with new second charge lender

One Mortgage System (OMS) has announced a full application programming interface (API) integration with...

Selina Finance makes improvements to criteria

Selina Finance has unveiled improvements to its criteria so it can accept applications from...

21Finance secures finance to avoid repossession

21Finance has come to the rescue of client whose commercial and residential property was...

West One Loans adds new 65% LTV tier

West One Loans has unveiled a new 65% LTV tier with lower rates. The...

Pepper Money appoints second charge BDM

Pepper Money has bolstered its second charge sales team with the appointment of Nicola...

Pepper Money improves second charge criteria

Pepper Money has introduced enhanced lending criteria for self-employed second charge mortgage customers. The...

Interbridge Mortgages launches second charge mortgage offering

Interbridge Mortgages has announced its entry into the UK second charge lending sector. The firm...

Paying off debt with a second charge mortgage

The rate of UK inflation fell to its lowest level in two and a...

West One Loans reveals major expansion plans

Specialist lender West One Loans is setting out on a major recruitment drive as...

Equifinance completes its first public securitisation

Second charge lender Equifinance has completed its debut public securitisation, East One 2024 Plc. ...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

Precise cuts residential mortgage offer times with new platform

Precise has launched a residential mortgage platform after a pilot reduced average application-to-offer times...

Impaired credit mortgage sales rise to highest level since 2008

Mortgage lending to borrowers with impaired credit histories has climbed to levels not seen...

Councils to gain earlier powers over long-term empty homes

Councils will be able to intervene when homes have stood empty for six months...

Phoebus completes latest SOC 2 Type II assessment

Phoebus Software has renewed its SOC 2 Type II attestation after KPMG assessed the...

PROFILES