Loans

Interbridge Mortgages launches second charge mortgage offering

Interbridge Mortgages has announced its entry into the UK second charge lending sector. The firm...

Paying off debt with a second charge mortgage

The rate of UK inflation fell to its lowest level in two and a...

West One Loans reveals major expansion plans

Specialist lender West One Loans is setting out on a major recruitment drive as...

Equifinance completes its first public securitisation

Second charge lender Equifinance has completed its debut public securitisation, East One 2024 Plc. ...

Million Plus Private Finance launches to HNWs

Paul Welch, founder of mortgage brokerage largemortgageloans.com, has launched a boutique lending consultancy called...

Pepper Money adds to second charge sales team

Pepper Money has bolstered its second charge sales team with the recruitment of Claire...

OMS improves API integration with Tandem Bank

One Mortgage System (OMS) has extended its application programming interface (API) integration with Tandem...

UTB revamps first and second charge residential ranges

United Trust Bank (UTB) Mortgages for Intermediaries has introduced rate reductions as part of...

Pepper Money unveils second charge ‘Payout Before Consent’

Pepper Money has launched Payout Before Consent on its second charge mortgages, enabling the...

Lenders expecting household defaults to spike

20 of the country's largest lenders are expecting an additional £788 million in credit...

14% rise in second charge mortgage searches

Searches for second charge mortgages increased by 14% year-on-year in 2023, according to data...

Brightstar renews Source deal with Twenty7tec

The Brightstar Group has renewed its Source license agreement with technology provider, Twenty7tec. The...

Pepper adds e-signatures for second charges

Pepper Money can now accept e-signatures on second charge mortgage offer documents, including the...

UTB introduces new second charge binding offer process

United Trust Bank (UTB) Mortgages for Intermediaries is seeking to cut second charge loan...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

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