Loans

Million Plus Private Finance launches to HNWs

Paul Welch, founder of mortgage brokerage largemortgageloans.com, has launched a boutique lending consultancy called...

Pepper Money adds to second charge sales team

Pepper Money has bolstered its second charge sales team with the recruitment of Claire...

OMS improves API integration with Tandem Bank

One Mortgage System (OMS) has extended its application programming interface (API) integration with Tandem...

UTB revamps first and second charge residential ranges

United Trust Bank (UTB) Mortgages for Intermediaries has introduced rate reductions as part of...

Pepper Money unveils second charge ‘Payout Before Consent’

Pepper Money has launched Payout Before Consent on its second charge mortgages, enabling the...

Lenders expecting household defaults to spike

20 of the country's largest lenders are expecting an additional £788 million in credit...

14% rise in second charge mortgage searches

Searches for second charge mortgages increased by 14% year-on-year in 2023, according to data...

Brightstar renews Source deal with Twenty7tec

The Brightstar Group has renewed its Source license agreement with technology provider, Twenty7tec. The...

Pepper adds e-signatures for second charges

Pepper Money can now accept e-signatures on second charge mortgage offer documents, including the...

UTB introduces new second charge binding offer process

United Trust Bank (UTB) Mortgages for Intermediaries is seeking to cut second charge loan...

Selina Finance cuts rates following new funding

Selina Finance has secured two new funding lines, one with Vanquis Bank and the...

UTB launches product transfer process for first and second charges

United Trust Bank (UTB) Mortgages for Intermediaries has launched product transfer options for its...

Enra Specialist Finance completes fourth securitisation

Enra Specialist Finance has completed its fourth public securitisation, Elstree 4. The transaction comprises...

Truffle Specialist Finance partners with Cornerstone Network

Mortgage network Cornerstone has chosen Truffle Specialist Finance as its exclusive packager partner for...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

Impaired credit mortgage sales rise to highest level since 2008

Mortgage lending to borrowers with impaired credit histories has climbed to levels not seen...

Councils to gain earlier powers over long-term empty homes

Councils will be able to intervene when homes have stood empty for six months...

Phoebus completes latest SOC 2 Type II assessment

Phoebus Software has renewed its SOC 2 Type II attestation after KPMG assessed the...

Low-deposit mortgage lending climbs 38% to £24.7bn

Mortgage lending at loan-to-value ratios above 90% rose sharply over the past year as...

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