Loans

Selina Finance cuts rates following new funding

Selina Finance has secured two new funding lines, one with Vanquis Bank and the...

UTB launches product transfer process for first and second charges

United Trust Bank (UTB) Mortgages for Intermediaries has launched product transfer options for its...

Enra Specialist Finance completes fourth securitisation

Enra Specialist Finance has completed its fourth public securitisation, Elstree 4. The transaction comprises...

Truffle Specialist Finance partners with Cornerstone Network

Mortgage network Cornerstone has chosen Truffle Specialist Finance as its exclusive packager partner for...

Truffle secures £500k second charge with Pepper Money

Truffle Specialist Finance has completed a £500,000 second charge mortgage with Pepper Money, used...

Tandem reduces second charge rates by up to 90bps

Tandem has reduced its residential second charge mortgage products by up to 90 basis...

Unsecured debt rising for those with adverse credit

43% of people with adverse credit say their level of debt has increased in...

Enra Specialist Finance reports record trading results in 2023

Enra Specialist Finance, the parent company of specialist lender West One Loans and specialist...

Norton Broker Services unveils unsecured business finance

Norton Broker Services has launched an unsecured business finance proposition designed to help brokers...

Suros Capital widens service to business lending

Suros Capital, the luxury asset backed short term lender, will now lend to companies...

West One Loans lowers residential rates and overhauls criteria

West One Loans has reduced its residential rates by up to 100 basis points...

West One Loans reprices mortgage range

West One Loans has announced changes to its mortgage range with significant pricing reductions...

Large variation in consumer vulnerability across key sectors

The latest data from the MorganAsh Resilience System (MARS) has revealed that firms using...

UTB reduces second charge rates and product fee

United Trust Bank (UTB) Mortgages for Intermediaries has reduced interest rates for its second...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

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