Loans

Enra Specialist Finance reports record trading results in 2023

Enra Specialist Finance, the parent company of specialist lender West One Loans and specialist...

Norton Broker Services unveils unsecured business finance

Norton Broker Services has launched an unsecured business finance proposition designed to help brokers...

Suros Capital widens service to business lending

Suros Capital, the luxury asset backed short term lender, will now lend to companies...

West One Loans lowers residential rates and overhauls criteria

West One Loans has reduced its residential rates by up to 100 basis points...

West One Loans reprices mortgage range

West One Loans has announced changes to its mortgage range with significant pricing reductions...

Large variation in consumer vulnerability across key sectors

The latest data from the MorganAsh Resilience System (MARS) has revealed that firms using...

UTB reduces second charge rates and product fee

United Trust Bank (UTB) Mortgages for Intermediaries has reduced interest rates for its second...

Secured loans offer window of opportunity ahead of remortgaging

It’s coming up to decision time for millions of mortgage borrowers. According to market...

Suros Capital uses past valuation for fast follow-on loan

Suros Capital, the luxury asset-backed short-term lender, has completed a follow on loan of...

FCA takes further steps amid growth in Buy Now Pay Later

There has been a significant increase in the use of buy-now-pay-later (BNPL), according to...

UTB cuts second charge rates by up to 1.14 percentage points 

United Trust Bank (UTB) Mortgages for Intermediaries has reduced interest rates for its second...

Selina Finance launches pre-consent funding

Selina Finance is now allowing loans to be funded without receiving first charge consent...

Flexibility and affordability make second charge mortgages appealing

Second charge mortgages have become a natural next step for many clients looking to...

Pepper Money launches Consent to Follow with second charges

Pepper Money has launched Consent to Follow on its second charge mortgages, enabling the...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

The Cambridge relaunches interest-only fixed rate mortgages

The Cambridge has relaunched a selection of fixed rate mortgage products, including interest-only options...

Vernon BS adds free legals to selected remortgage deals

Vernon Building Society has partnered with Optimus to introduce a free legals service on...

Paragon launches tailored buy-to-let service for complex cases

Paragon Bank has launched a Tailored service to support buy-to-let mortgage applications that fall...

Castle Trust Bank adds AVMs to buy-to-let applications

Castle Trust Bank has introduced automated valuation models on eligible buy-to-let cases as part...

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