Loans

Secured loans offer window of opportunity ahead of remortgaging

It’s coming up to decision time for millions of mortgage borrowers. According to market...

Suros Capital uses past valuation for fast follow-on loan

Suros Capital, the luxury asset-backed short-term lender, has completed a follow on loan of...

FCA takes further steps amid growth in Buy Now Pay Later

There has been a significant increase in the use of buy-now-pay-later (BNPL), according to...

UTB cuts second charge rates by up to 1.14 percentage points 

United Trust Bank (UTB) Mortgages for Intermediaries has reduced interest rates for its second...

Selina Finance launches pre-consent funding

Selina Finance is now allowing loans to be funded without receiving first charge consent...

Flexibility and affordability make second charge mortgages appealing

Second charge mortgages have become a natural next step for many clients looking to...

Pepper Money launches Consent to Follow with second charges

Pepper Money has launched Consent to Follow on its second charge mortgages, enabling the...

21Finance launches specialist packager service

21Finance has unveiled a packager service dedicated to the broker market concentrating on whole...

West One Loans cuts second charge mortgage rates

West One Loans has reduced rates by up to 77 basis points on its...

Envelop reports longer-term specialist business uplift from rebrand

Envelop has reported a "substantial" uplift in the amount of longer-term specialist business written...

Norton Group unveils new director of compliance

Norton Group has recruited Marc Howson as director of compliance. He is tasked with overseeing...

Spring Finance hires head of sales for second charges

Spring Finance has appointed Paul Carley as its head of sales for second charge...

United Trust Bank unveils new trackers and rate reductions

United Trust Bank (UTB) Mortgages for Intermediaries has announced a series of changes and...

The Loan Partnership completes second charge in 13 days

The Loan Partnership has recently completed a second charge mortgage for a customer in...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

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