Loans

Paradigm adds Crystal Specialist Finance to panel

Paradigm has announced the addition of Crystal Specialist Finance to its distribution panel. Crystal...

Evolution Money joins Freedom Finance seconds panel

Freedom Finance has added Evolution Money to its secured loans lending panel. Secured loans from...

West One hails July as record month for originations

West One Loans has reported a record month for originations in July. The specialist lender...

Pepper Money appoints second charge sales director

Pepper Money has appointed Ryan McGrath as its second charge sales director. McGrath (pictured)...

Spring Finance revises second charge offering

Specialist lender Spring Finance has made changes to its second charge product range. The...

FFML appoints commercial director

Freedom Finance Mortgages Ltd (FFML) has announced the promotion of Gareth Wallace to commercial...

Together appoints group chief operating officer

Specialist lender Together has appointed John Barker as the group’s chief operating officer. In his...

BoE raises Bank Rate to 5.0%

The Bank of England's Monetary Policy Committee (MPC) has voted to raise the official...

Freedom Finance refreshes Freedom 4 Intermediaries proposition

Freedom Finance has launched a refreshed proposition to support brokers through its Freedom 4...

Two-thirds of lenders yet to fully review new Consumer Duty regulations

65% of lenders admit they are yet to fully review the Consumer Duty regulation...

Caroline Mirakian joins UTB

United Trust Bank (UTB) has appointed Caroline Mirakian as sales & marketing director of...

Equifax UK partners with AI firm to speed up decisioning

Equifax UK and Digilytics AI are launching new software which will help lenders to...

Spring Finance makes application processing improvements

Specialist lender Spring Finance has announced enhancements to its application process to reduce the...

BoE raises base rate to 4.50%

The Bank of England has raised interest rates by a quarter of one percentage...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

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