Loans

Spring Finance revises second charge offering

Specialist lender Spring Finance has made changes to its second charge product range. The...

FFML appoints commercial director

Freedom Finance Mortgages Ltd (FFML) has announced the promotion of Gareth Wallace to commercial...

Together appoints group chief operating officer

Specialist lender Together has appointed John Barker as the group’s chief operating officer. In his...

BoE raises Bank Rate to 5.0%

The Bank of England's Monetary Policy Committee (MPC) has voted to raise the official...

Freedom Finance refreshes Freedom 4 Intermediaries proposition

Freedom Finance has launched a refreshed proposition to support brokers through its Freedom 4...

Two-thirds of lenders yet to fully review new Consumer Duty regulations

65% of lenders admit they are yet to fully review the Consumer Duty regulation...

Caroline Mirakian joins UTB

United Trust Bank (UTB) has appointed Caroline Mirakian as sales & marketing director of...

Equifax UK partners with AI firm to speed up decisioning

Equifax UK and Digilytics AI are launching new software which will help lenders to...

Spring Finance makes application processing improvements

Specialist lender Spring Finance has announced enhancements to its application process to reduce the...

BoE raises base rate to 4.50%

The Bank of England has raised interest rates by a quarter of one percentage...

Mike Walters appointed sales director at Admiral Money

Admiral Money has announced the appointment of Mike Walters as sales director. Walters (pictured) joins...

Somo completes second charge loan in 20 days

Somo Bridging recently completed a second charge loan in March 2023, taking 20 working...

Pepper Money replaces cheques with electronic payments

Pepper Money has revised its payment process by replacing the majority of cheque payments...

“Irresponsible” Everyday Loans TV ad banned

Everyday Loans has had a television advert banned by the Advertising Standards Authority (ASA),...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

Councils to gain earlier powers over long-term empty homes

Councils will be able to intervene when homes have stood empty for six months...

Phoebus completes latest SOC 2 Type II assessment

Phoebus Software has renewed its SOC 2 Type II attestation after KPMG assessed the...

Low-deposit mortgage lending climbs 38% to £24.7bn

Mortgage lending at loan-to-value ratios above 90% rose sharply over the past year as...

Stonebridge reports sharp rise in protection policies placed in trust

The proportion of protection policies being placed in trust has risen substantially over the...

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