Loans

Pepper Money ups second charge max age for earned income

Pepper Money has increased the maximum age it will accept earned income to and...

Flying the second charge flag

The rise of the second charge mortgage market has been very well documented over...

Selina Finance adopts Phoebus’ servicing platform

Phoebus has agreed a five-year mortgage servicing contract with Selina Finance. The second charge lender...

Step One Finance streamlines second charge application process

Step One Finance has announced improvements designed to streamline the second charge application process...

Optalitix partners with Spring Finance

Optalitix, a specialist insurance and finance software provider, has announced that it has been...

Pepper Money improves variable income criteria for second charges

Pepper Money has opened up its affordability criteria for second charge mortgage customers and...

West One Loans improves residential and second charge product ranges

West One Loans has made key changes to its residential and second charge product...

Pepper Money’s second charge journey goes paperless

Pepper Money has introduced a paperless application journey for second charge mortgages. The changes are...

Norton Home Loans unveils new Optimal deals and cuts rates

Norton Home Loans has introduced two new Optimal plans on its first and second...

Aria Finance reports record month in June

Specialist finance broker Aria Finance achieved a record month of completions in June. The firm...

Step One Finance improves second charge LTVs

Step One Finance has made positive changes to its second charge loans proposition. The maximum...

21m people worse off than 12 months ago

41% of UK consumers - the equivalent of 21 million people - are worse...

“Slow but steady” improvement in personal financial resilience

LV='s latest Wealth and Wellbeing Research Programme has highlighted how the personal finances of...

West One Loans hires new region account manager

West One Loans has appointed a new regional account manager for the North East,...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

The Cambridge relaunches interest-only fixed rate mortgages

The Cambridge has relaunched a selection of fixed rate mortgage products, including interest-only options...

Vernon BS adds free legals to selected remortgage deals

Vernon Building Society has partnered with Optimus to introduce a free legals service on...

Paragon launches tailored buy-to-let service for complex cases

Paragon Bank has launched a Tailored service to support buy-to-let mortgage applications that fall...

Castle Trust Bank adds AVMs to buy-to-let applications

Castle Trust Bank has introduced automated valuation models on eligible buy-to-let cases as part...

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