RIO mortgages

Optimistic outlook for later life market despite lifetime mortgage slump

UK Finance has reported that that there were 5,830 new lifetime mortgages advanced in...

LiveMore appoints marketing chief

LiveMore has appointed Mai Fenton as chief marketing officer (CMO). The new role has been...

Older borrowers won’t all be served by a mainstream-only approach

When it comes to the mortgage borrowing public in the UK, the numbers tend...

Marsden BS increases retirement mortgage LTVs

Marsden Building Society has announced a rise in the loan to value (LTV) across...

Equity Release Council to hold later life summit with AMI

The Equity Release Council is launching the Later Life Lending Summit in collaboration with...

Perenna cuts purchase, remortgage and RIO rates

Perenna has reduced rates across its purchase, remortgage and retirement interest-only (RIO) products. RIO...

LiveMore cuts rates by up to 85 basis points

LiveMore has reduced rates by up to 85 base points (bps). These limited edition rates...

SimplyBiz Mortgages adds Perenna to panel

SimplyBiz Mortgages has announced the addition of market disrupter Perenna Bank to its lender...

Hodge cuts 50+, RIO and Hodge Resi rates

Hodge is making further rate reductions across its 50+, RIO and Hodge Resi mortgage...

Family BS announces owner-occupier and BTL rate cuts

Family Building Society has launched an updated range of reduced-price owner-occupier repayment and interest-only...

LiveMore cuts rates by up to 106bps

LiveMore has made widespread rate reductions across its range of products, with cuts of...

LiveMore appoints national account manager

LiveMore has promoted Darren Cunliffe to the role of national account manager. His appointment follows...

Buckinghamshire BS launches five-year fixed rate RIO mortgage

Buckinghamshire Building Society has launched a five-year fixed rate retirement interest-only mortgage product. The five-year...

Hodge makes further 50+ and RIO rate reductions

For the second time this month, Hodge is reducing rates across a range of...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES