Later Life

Brokers told not to wait for FCA review before reassessing later life lending advice

Brokers should reassess how they approach older borrowers now rather than wait for regulatory...

The Buckinghamshire launches three-year fixed mortgage range

Buckinghamshire Building Society has launched a new range of three-year fixed mortgage products aimed...

Family Building Society cuts minimum property value to £75k

Family Building Society has lowered its minimum property value from £120,000 to £75,000 across...

TRM to host later life lending roadshow

The Right Mortgage & Protection Network will host a later life lending roadshow in...

Detached homes dominate new lifetime mortgage lending in early 2026

Owners of detached properties accounted for more than four in 10 new lifetime mortgages...

Key urges wider later life lending referrals in response to FCA market study

Key Equity Release has welcomed the FCA’s later life mortgage market study, arguing that...

Countrywide Surveying Services renews Pure Retirement lead valuer role

Countrywide Surveying Services has renewed its agreement with Pure Retirement to continue providing valuation...

Later life lending capability ‘could add £760,000 to firm’s value’

Advice firms could add as much as £760,000 to their value by building later...

Bower deepens use of Advise Wise platform to support later life advice

Bower Home Finance has reaffirmed its commitment to technology-led advice by continuing to integrate...

Rising costs push more retirees back into work, Standard Life finds

A growing number of retirees are returning to work as the financial realities of...

Equity Release Council hires Tracy Gorbutt-Powell for risk and policy role

The Equity Release Council has appointed Tracy Gorbutt-Powell as head of risk, policy and...

Pure Retirement targets introducer growth with new adviser marketing tools

Pure Retirement has launched a suite of introducer-focused resources aimed at helping advisers expand...

UTB widens criteria on benefits income and later life lending

United Trust Bank (UTB) has introduced further changes to its residential and second charge...

Key extends equity release TV campaign after rise in customer enquiries

Key Equity Release has extended its television advertising campaign into the second quarter after...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES