Later Life

Hodge sees 80% rise in RIO applications for gifting purposes

Hodge has reported a 50% increase in the number of people who are looking...

Equity release ‘myths’ still abound

12% of homeowners in the UK aged 40 and above would consider releasing equity...

Paradigm partners with Saffron for Intermediaries

Paradigm Mortgage Services has added Saffron for Intermediaries to its lender panel. Paradigm member firms...

Equity Release Council updates adviser guide

The Equity Release Council has refreshed its ‘Adviser Guide to Equity Release’ which is...

Product flexibility continues to increase in equity release market

Key Partnerships has revealed that the number of equity release products has reached a...

Advise Wise provides adviser desktop application

Advise Wise has introduced a desktop application to allow advisers to access the Advise...

Pure Retirement offers ERC-free repayments across whole range 

Pure Retirement has made changes to its Sovereign range, providing ERC-free repayment opportunities and...

More2life urges advisers to respond to FCA’s call for a new Consumer Duty 

Equity release lender, more2life, is calling on advisers to respond to the Financial Conduct...

Hodge appoints national account manager

James Enos has been appointed by Hodge as its new national account manager for...

Record attendance for more2life symposium

Equity release lender, more2life, has revealed that the number of advisers who attended its...

Air Group launches guide to increase retirement funding customer engagement

18% of those aged 45 and above have not undertaken any retirement planning and...

Two-thirds without long-term plans for financial care

New research from Hodge has revealed that Just 33% of people have made financial...

more2life offers highest market LTVs with new plans

More2life has launched two new products, Maximum Choice Super 1 & 2, which offer...

Covid: millions of over-50s looking to relocate

Three million people in the country aged over 50 are considering relocating, as a...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES