Later Life

Air Group starts promotion with legal quartet

Air Group has introduced a new promotion with four specialist later life solicitor firms...

Over-55’s confidence returning to equity release market

New research from more2life and economics consultancy, Cebr, has estimated that the total amount...

The Leeds improves fixed RIO rates

The Leeds Building Society has cuts rates on two of its Retirement Interest Only...

Air Group partnership offers unsecured loan facility

Air Group has launched a new product relationship with free2, the over-55s credit broker. Adviser...

Legal & General Home Finance joins Sesame’s later life panel

Legal & General Home Finance (LGHF) has become the latest provider to join Sesame...

Retirement planning being hit by pension changes

18% of over-40s state that increases to the state pension age have affected their...

Positive effect of auto-enrolment slows down

The lowest paid in our society have come under increased financial pressure from the...

LiveMore launches ‘ongoing care fee’ 

Over 55s' lender LiveMore Capital has introduced new Ongoing Care Fee to help identify...

Pure Retirement expands Classic Range distribution

300 further firms now have access to Pure Retirement's Classic lifetime mortgage range. It follows on...

Over-40s homeowners still positive about finances despite Covid

77% of UK homeowners over the age of 40 are confident about their current...

The Marsden teams up with Age Partnership

The Marsden Building Society has established a new partnership with equity release and later-life...

Pure Retirement offers 20% ERC-free overpayments 

Pure Retirement has launched a new Heritage Freedom 20 product, offering the ability to...

40% of advisers report drop in number of equity release cases

78% of advisers think more of their customers will look to equity release to...

Bank of Gran & Grandad driving stamp duty holiday gifting

The Bank of Gran and Grandad has gifted nearly £1 million a day during...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES