Later Life

Criterion to act as equity release API standards custodian

Criterion, a not-for-profit standards and governance services body, has taken on the stewardship of...

Pure Retirement publishes brand report for over-50s market

Pure Retirement has unveiled a report on Effective Brand Positioning Today for the over...

Regional disparities in use of equity release for house purchase

South West England, South East England and London are currently accounting for 46% of...

The Nottingham reduces RIO rates and improves LTVs

The Nottingham has made rate cuts to its three retirement interest-only (RIO) products. It has...

Lifetime mortgage switching slows

There has been a dramatic slowing up in the pace of lifetime mortgage switching...

Pure Retirement unveils lifetime mortgage range with flexible repayment options

Pure Retirement has launched its Emerald range, a new suite of lifetime mortgages designed...

Millions to retire later than planned due to pandemic

New research from OneFamily shows that three million over-50s are to retire later than...

Tenet partners with HUB Financial Solutions for equity release referrals

Financial advisor support group Tenet and HUB Financial Solutions have announced an agreement enabling...

Lifetime mortgages borrowers have saved over £10bn in five years

Later life mortgage broker Responsible Life has calculated that lifetime mortgage customers have netted...

Hodge appoints national account manager for the North

Hodge has appointed Andrea Roberts as its national account manager for the North. Roberts has...

OneFamily supports housing advice charity

OneFamily is to provide financial support and volunteer its commercial expertise to the charity...

Stability returning to the equity release market

The Equity Release Council has revealed that mortgage repayments rose by 20% to reach a...

Furlough hitting retirement plans

46% of currently furloughed workers have changed their retirement plans, according to new research...

Women have “worrying lack” of pension wealth

1.5 million widows in the UK aged 55 and over say they have lost...

COMMENT

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Slow completions are costing brokers. Five steps can help protect their pipelines

Through my conversations with mortgage brokers, and Landmark’s work across the wider home-moving process, I see the same pattern repeatedly. Once a mortgage has...

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Latest news

Accord cuts buy-to-let rates by up to 0.43%

Accord Mortgages is reducing selected buy-to-let rates by up to 0.43 percentage points, with...

Mortgage Brain embeds LMS conveyancing service into CRM Brain

Mortgage Brain has integrated the LMS Select conveyancing platform directly into CRM Brain, allowing...

House prices stall as mortgage costs and Budget uncertainty weigh on market

UK house prices were unchanged in September as higher mortgage rates and wider economic...

Remortgage activity rebounds as higher rates weigh on home purchases

Remortgage applications returned to annual growth in the third quarter, helping to offset a...

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